Banks | First-Citizens Bank & Trust Company

First-Citizens Bank & Trust Company

For information concerning OneWest Bank, a division of First-Citizens Bank and Trust online bank, please click here.

First-Citizens Bank & Trust Company ACH Number: 053100300

First-Citizens Bank & Trust Company is an FDIC insured institution headquartered at 239 Fayetteville St, Raleigh, NC 27601.
It was founded in 1898 and has approximately $220 billion in assets. Customers can open an account at one of its 616 branches.

Deposit Rates - December 21, 2024

SAVINGS RATES APY MIN
SAV
0.10% $25 Compare

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11063
Date Established 1898
Assets $ 219.69 billion
Loans $ 137.77 billion
Deposits $ 151.39 billion
Capital $ 22.17 billion

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 25.86 billion
Interest-bearing balances $ 25.13 billion
Total securities $ 37.59 billion
Federal funds sold and reverse repurchase $ 392.00 million
Net loans and leases $ 137.77 billion
Loan loss allowance $ 1,700.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 56.00 million
Goodwill and other intangibles $ 611.00 million
All other assets $ 12.36 billion
     Total Assets $ 197.52 billion

LIABILITIES
Total deposits $ 151.39 billion
      Interest-bearing deposits $ 111.06 billion
      Deposits held in domestic offices $ 151.39 billion
      % insured (estimated) 62.63%
Federal funds purchased and repurchase agreements $ 386.00 million
Trading liabilities N.A.
Other borrowed funds $ 2.70 billion
Subordinated debt $ 550.00 million
All other liabilities $ 3.24 billionn
      Total Liabilities $ 197.52 billion
      Shareholders’ Equity $ 22.17 billion

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 6.22 billion
Total Interest Expense $ 2.57 billion
Net interest income $ 3.64 billion
Provision for loan and lease losses $ 159.00 million
Total non interest income $ 1,293.00 million
Total non interest expense $ 2.75 billion
Pre-tax Net Operating Income $ 576.31 million

Customer Reviews for First-Citizens Bank & Trust Company (3)

Rated 3.00 stars out of 5 - based on 3 reviews

  • Something changed with CIT. They are offering a higher rate, but funding it by substantially increasing the hold times on transfers out and in. Marcus is terrible with the rates, but I can still get my money in and out fast. I thought CIT was always better. Now, less sure.

  • Sorry, we can not open account for you at this time. ????

  • I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-star rating, but I am giving it 4-stars because it does sometimes take hours (even with the call back).

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Branches

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First-Citizens Bank & Trust Company Locations

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