Banks | First Community Bank of the Ozarks

First Community Bank of the Ozarks


First Community Bank of the Ozarks is an FDIC insured institution headquartered at 931 State Highway 248, Branson, MO 65616.
It was founded in 1993 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33832
Date Established 1993
Assets $ 194.04 million
Loans $ 142.59 million
Deposits $ 153.22 million
Capital $ 9.84 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 7.05 million
Interest-bearing balances $ 2.63 million
Total securities $ 28.94 million
Federal funds sold and reverse repurchase $ 9.54 million
Net loans and leases $ 142.59 million
Loan loss allowance $ 1.35 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.04 million
All other assets $ 1.06 million
     Total Assets $ 184.20 million

LIABILITIES
Total deposits $ 153.22 million
      Interest-bearing deposits $ 135.91 million
      Deposits held in domestic offices $ 153.22 million
      % insured (estimated) 76.10%
Federal funds purchased and repurchase agreements $ 15.54 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.15 millionn
      Total Liabilities $ 184.20 million
      Shareholders’ Equity $ 9.84 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 5.11 million
Total Interest Expense $ 2.74 million
Net interest income $ 2.37 million
Provision for loan and lease losses $ 0.06 million
Total non interest income $ 0.30 million
Total non interest expense $ 2.11 million
Pre-tax Net Operating Income $ 0.88 million

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