First National Bank & Trust Company


First National Bank & Trust Company is an FDIC insured institution headquartered at 2 Kelli Ct, Clinton, IL 61727.
It was founded in 1872 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - October 18, 2024

SAVINGS RATES APY MIN
Savings
0.07% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.11% $10,000 Compare
6 Mo CD
0.14% $100,000 Compare
12 Mo CD
0.14% $10,000 Compare
12 Mo CD
0.17% $100,000 Compare
18 Mo CD
0.19% $10,000 Compare
18 Mo CD
0.22% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.33% $100,000 Compare
36 Mo CD
0.47% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.62% $10,000 Compare
60 Mo CD
0.65% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3639
Date Established 1872
Assets $ 397.01 million
Loans $ 121.44 million
Deposits $ 380.08 million
Capital $ 14.63 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 8.85 million
Interest-bearing balances $ 2.85 million
Total securities $ 234.17 million
Federal funds sold and reverse repurchase $ 3.26 million
Net loans and leases $ 121.44 million
Loan loss allowance $ 0.78 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 5.89 million
All other assets $ 18.57 million
     Total Assets $ 382.38 million

LIABILITIES
Total deposits $ 380.08 million
      Interest-bearing deposits $ 342.78 million
      Deposits held in domestic offices $ 380.08 million
      % insured (estimated) 76.50%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.80 millionn
      Total Liabilities $ 382.38 million
      Shareholders’ Equity $ 14.63 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 7.28 million
Total Interest Expense $ 3.71 million
Net interest income $ 3.57 million
Provision for loan and lease losses $ 0.17 million
Total non interest income $ 0.54 million
Total non interest expense $ 4.29 million
Pre-tax Net Operating Income $ 1.12 million

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Branches

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First National Bank & Trust Company Locations