German-American State Bank


German-American State Bank is an FDIC insured institution headquartered at 100 Church St, German Valley, IL 61039.
It was founded in 1907 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 02, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.10% $100,000 Compare
12 Mo CD
0.10% $10,000 Compare
12 Mo CD
0.15% $100,000 Compare
18 Mo CD
0.10% $10,000 Compare
18 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.10% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
30 Mo CD
0.25% $10,000 Compare
30 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.25% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.25% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
Special: 60 Mo CD
1.00% $10,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 60 Mo FIRA
1.00% $10,000

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5749
Date Established 1907
Assets $ 341.86 million
Loans $ 248.69 million
Deposits $ 302.32 million
Capital $ 29.75 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 15.33 million
Interest-bearing balances $ 11.24 million
Total securities $ 58.04 million
Federal funds sold and reverse repurchase $ 0.15 million
Net loans and leases $ 248.69 million
Loan loss allowance $ 3.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 10.35 million
     Total Assets $ 312.12 million

LIABILITIES
Total deposits $ 302.32 million
      Interest-bearing deposits $ 258.73 million
      Deposits held in domestic offices $ 302.32 million
      % insured (estimated)" 83.97%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 5.20 million
Subordinated debt N.A.
All other liabilities $ 1.69 millionn
      Total Liabilities $ 312.12 million
      Shareholders’ Equity $ 29.75 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 13.44 million
Total Interest Expense $ 5.45 million
Net interest income $ 7.99 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.04 million
Total non interest expense $ 6.22 million
Pre-tax Net Operating Income $ 2.01 million

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Branches

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German-American State Bank Locations