Heartland Bank and Trust Company

Our records indicate that this bank has been acquired by Dream First Bank, National Association.


Heartland Bank and Trust Company is an FDIC insured institution headquartered at 401 N Hershey Rd, Bloomington, IL 61704.
It was founded in 1971 and has approximately $5 billion in assets. Customers can open an account at one of its 65 branches.

Deposit Rates - November 19, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20369
Date Established 1971
Assets $ 5.00 billion
Loans $ 3.35 billion
Deposits $ 4.34 billion
Capital $ 585.07 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 195.76 million
Interest-bearing balances $ 173.16 million
Total securities $ 1,184.20 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.35 billion
Loan loss allowance $ 40.81 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.17 million
Goodwill and other intangibles $ 98.07 million
All other assets $ 58.02 million
     Total Assets $ 4.42 billion

LIABILITIES
Total deposits $ 4.34 billion
      Interest-bearing deposits $ 3.27 billion
      Deposits held in domestic offices $ 4.34 billion
      % insured (estimated) 78.86%
Federal funds purchased and repurchase agreements $ 29.33 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 19.42 millionn
      Total Liabilities $ 4.42 billion
      Shareholders’ Equity $ 585.07 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 124.73 million
Total Interest Expense $ 28.25 million
Net interest income $ 96.48 million
Provision for loan and lease losses $ 1.70 million
Total non interest income $ 18.73 million
Total non interest expense $ 59.68 million
Pre-tax Net Operating Income $ 41.86 million

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Branches

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Heartland Bank and Trust Company Locations