Banks | Iowa Trust & Savings Bank

Iowa Trust & Savings Bank


Iowa Trust & Savings Bank is an FDIC insured institution headquartered at 2101 10th St, Emmetsburg, IA 50536.
It was founded in 1929 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - April 02, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $500 Compare
12 Mo CD
0.20% $500 Compare
Special: 12 Mo CD
0.45% $10,000 Compare
Special: 12 Mo CD
0.61% $50,000 Compare
18 Mo CD
0.25% $500 Compare
36 Mo CD
0.40% $500 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18400
Date Established 1929
Assets $ 555.10 million
Loans $ 390.85 million
Deposits $ 418.97 million
Capital $ 56.43 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 45.01 million
Interest-bearing balances $ 41.83 million
Total securities $ 88.07 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 390.85 million
Loan loss allowance $ 6.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.21 million
Goodwill and other intangibles $ 5.26 million
All other assets $ 15.30 million
     Total Assets $ 498.67 million

LIABILITIES
Total deposits $ 418.97 million
      Interest-bearing deposits $ 342.96 million
      Deposits held in domestic offices $ 418.97 million
      % insured (estimated)" 70.64%
Federal funds purchased and repurchase agreements $ 0.52 million
Trading liabilities N.A.
Other borrowed funds $ 11.00 million
Subordinated debt N.A.
All other liabilities $ 2.89 millionn
      Total Liabilities $ 498.67 million
      Shareholders’ Equity $ 56.43 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 21.62 million
Total Interest Expense $ 9.33 million
Net interest income $ 12.29 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.00 million
Total non interest expense $ 11.11 million
Pre-tax Net Operating Income $ 2.69 million

Customer Reviews for Iowa Trust & Savings Bank

There are currently no comments for Iowa Trust & Savings Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH

Iowa Trust & Savings Bank Locations

Other Banks to Consider