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Mid-America Bank


Mid-America Bank is an FDIC insured institution headquartered at 802 Ames St, Baldwin City, KS 66006.
It was founded in 1900 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 22, 2025

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.75% $10,000 Compare
6 Mo CD
0.75% $100,000 Compare
12 Mo CD
0.95% $10,000 Compare
12 Mo CD
0.95% $100,000 Compare
18 Mo CD
1.15% $10,000 Compare
18 Mo CD
1.15% $100,000 Compare
24 Mo CD
1.25% $10,000 Compare
24 Mo CD
1.25% $100,000 Compare
30 Mo CD
1.25% $10,000 Compare
30 Mo CD
1.25% $100,000 Compare
36 Mo CD
1.25% $10,000 Compare
36 Mo CD
1.25% $100,000 Compare
48 Mo CD
1.30% $10,000 Compare
48 Mo CD
1.30% $100,000 Compare
60 Mo CD
1.35% $10,000 Compare
60 Mo CD
1.35% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.25% $10,000 Compare
Money Market
0.30% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.20% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17374
Date Established 1900
Assets $ 466.93 million
Loans $ 356.82 million
Deposits $ 346.37 million
Capital $ 47.23 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 12.88 million
Interest-bearing balances $ 11.26 million
Total securities $ 34.56 million
Federal funds sold and reverse repurchase $ 28.73 million
Net loans and leases $ 356.82 million
Loan loss allowance $ 4.29 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 6.23 million
All other assets $ 13.02 million
     Total Assets $ 419.69 million

LIABILITIES
Total deposits $ 346.37 million
      Interest-bearing deposits $ 312.87 million
      Deposits held in domestic offices $ 346.37 million
      % insured (estimated)" 87.36%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 31.84 million
Subordinated debt N.A.
All other liabilities $ 2.28 millionn
      Total Liabilities $ 419.69 million
      Shareholders’ Equity $ 47.23 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 27.78 million
Total Interest Expense $ 12.79 million
Net interest income $ 14.98 million
Provision for loan and lease losses $ 0.16 million
Total non interest income $ 3.37 million
Total non interest expense $ 9.60 million
Pre-tax Net Operating Income $ 4.41 million

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