Mid-Southern Savings Bank, FSB


Mid-Southern Savings Bank, FSB is an FDIC insured institution headquartered at 300 N Water St, Salem, IN 47167.
It was founded in 1891 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 23, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 30133
Date Established 1891
Assets $ 225.14 million
Loans $ 133.05 million
Deposits $ 190.02 million
Capital $ 34.06 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 74.38 million
Interest-bearing balances $ 73.16 million
Total securities $ 7.47 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 133.05 million
Loan loss allowance $ 1.93 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 10.66 million
     Total Assets $ 191.08 million

LIABILITIES
Total deposits $ 190.02 million
      Interest-bearing deposits $ 108.32 million
      Deposits held in domestic offices $ 190.02 million
      % insured (estimated)" 62.75%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 26.00 million
Subordinated debt N.A.
All other liabilities $ 1.21 millionn
      Total Liabilities $ 191.08 million
      Shareholders’ Equity $ 34.06 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 10.64 million
Total Interest Expense $ 2.77 million
Net interest income $ 7.87 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.08 million
Total non interest expense $ 6.41 million
Pre-tax Net Operating Income $ 1.26 million

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Mid-Southern Savings Bank, FSB Locations