Midwest BankCentre

For information concerning Rising Bank, a division of Midwest BankCentre online bank, please click here .

Midwest BankCentre is an FDIC insured institution headquartered at 2191 Lemay Ferry Rd, Lemay, MO 63125.
It was founded in 1906 and has approximately $3 billion in assets. Customers can open an account at one of its 25 branches.

Deposit Rates - March 30, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.55% $10,000 Compare
36 Mo CD
0.55% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.75% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1058
Date Established 1906
Assets $ 2.75 billion
Loans $ 2.14 billion
Deposits $ 2.29 billion
Capital $ 316.80 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 126.12 million
Interest-bearing balances $ 101.82 million
Total securities $ 297.99 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.14 billion
Loan loss allowance $ 29.94 million
Trading account assets $ 3.66 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 17.84 million
All other assets $ 125.81 million
     Total Assets $ 2.44 billion

LIABILITIES
Total deposits $ 2.29 billion
      Interest-bearing deposits $ 2.20 billion
      Deposits held in domestic offices $ 2.29 billion
      % insured (estimated)" 73.55%
Federal funds purchased and repurchase agreements $ 19.02 million
Trading liabilities $ 3.66 million
Other borrowed funds $ 145.00 million
Subordinated debt N.A.
All other liabilities $ 24.54 millionn
      Total Liabilities $ 2.44 billion
      Shareholders’ Equity $ 316.80 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 109.95 million
Total Interest Expense $ 45.19 million
Net interest income $ 64.76 million
Provision for loan and lease losses $ 1.50 million
Total non interest income $ 10.73 million
Total non interest expense $ 46.29 million
Pre-tax Net Operating Income $ 14.60 million

Customer Reviews for Midwest BankCentre (1)

Rated 4.00 stars out of 5 - based on 1 reviews
  • This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides all the flexibility I need and gives a slightly higher rate. Phone support was excellent and works around some quirks in an imperfect website.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH

Midwest BankCentre Locations