Banks | Minster Bank

Minster Bank

Minster Bank is an FDIC insured institution headquartered at 95 W 4th St, Minster, OH 45865.
It was founded in 1914 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - November 19, 2024

SAVINGS RATES	APY	MIN
Savings	0.04%	$1	Compare

CD RATES	APY	MIN
6 Mo CD	0.10%	$10,000	Compare
6 Mo CD	0.10%	$100,000	Compare
Special: 8 Mo CD	0.40%	$5,000	Compare
12 Mo CD	0.20%	$10,000	Compare
12 Mo CD	0.20%	$100,000	Compare
18 Mo CD	0.25%	$10,000	Compare
18 Mo CD	0.25%	$100,000	Compare
24 Mo CD	0.35%	$10,000	Compare
24 Mo CD	0.35%	$100,000	Compare
Special: 26 Mo CD	0.45%	$5,000	Compare
30 Mo CD	0.35%	$10,000	Compare
30 Mo CD	0.35%	$100,000	Compare
36 Mo CD	0.40%	$10,000	Compare
36 Mo CD	0.40%	$100,000	Compare
48 Mo CD	0.45%	$10,000	Compare
48 Mo CD	0.45%	$100,000	Compare
60 Mo CD	1.01%	$10,000	Compare
60 Mo CD	1.01%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.03%	$1	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

PREMM RATES	APY	MIN
Premium Money Market	0.03%	$1	Compare
Premium Money Market	0.05%	$25,000	Compare

FIXED IRA RATES	APY	MIN
Special: 8 Mo FIRA	0.40%	$5,000
Special: 26 Mo FIRA	0.45%	$5,000

VARIABLE IRA RATES	APY	MIN
Var IRA	0.03%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.03%	$1

Loan Rates - November 19, 2024

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
10 Year Fixed Conforming	7.57%	$3,798.46
15 Year Fixed Conforming	7.55%	$2,966.44
20 Year Fixed Conforming	7.92%	$2,652.76
30 Year Fixed Conforming	8.03%	$2,348.05

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
10 Year Fixed Conforming	7.57%	$3,798.46
15 Year Fixed Conforming	7.55%	$2,966.44
20 Year Fixed Conforming	7.92%	$2,652.76
30 Year Fixed Conforming	8.03%	$2,348.05

See Other Mortgage Rates →

Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 763
Date Established	1914
Assets	$ 734.25 million
Loans	$ 353.02 million
Deposits	$ 658.94 million
Capital	$ 53.84 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 117.76 million
Interest-bearing balances	$ 107.77 million
Total securities	$ 233.67 million
Federal funds sold and reverse repurchase	$ 1.40 million
Net loans and leases	$ 353.02 million
Loan loss allowance	$ 4.36 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.06 million
All other assets	$ 17.99 million
Total Assets	$ 680.42 million

LIABILITIES
Total deposits	$ 658.94 million
Interest-bearing deposits	$ 492.81 million
Deposits held in domestic offices	$ 658.94 million
% insured (estimated)	72.39%
Federal funds purchased and repurchase agreements	$ 14.42 million
Trading liabilities	N.A.
Other borrowed funds	$ 1.16 million
Subordinated debt	N.A.
All other liabilities	$ 3.76 millionn
Total Liabilities	$ 680.42 million
Shareholders’ Equity	$ 53.84 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 16.13 million
Total Interest Expense	$ 5.30 million
Net interest income	$ 10.84 million
Provision for loan and lease losses	$ 0.48 million
Total non interest income	$ 2.75 million
Total non interest expense	$ 7.61 million
Pre-tax Net Operating Income	$ 4.26 million

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Branches

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