Morgantown Bank & Trust Company, Incorporated


Morgantown Bank & Trust Company, Incorporated is an FDIC insured institution headquartered at 201 N Main St, Morgantown, KY 42261.
It was founded in 1880 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - April 22, 2025

SAVINGS RATES APY MIN
SAV
0.10% $0 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.65% $10,000 Compare
MM RATES APY MIN
Money Market
1.49% $5,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 275
Date Established 1880
Assets $ 387.04 million
Loans $ 289.95 million
Deposits $ 323.00 million
Capital $ 27.14 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 11.06 million
Interest-bearing balances $ 4.87 million
Total securities $ 65.90 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 289.95 million
Loan loss allowance $ 1.92 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 8.92 million
     Total Assets $ 359.90 million

LIABILITIES
Total deposits $ 323.00 million
      Interest-bearing deposits $ 271.50 million
      Deposits held in domestic offices $ 323.00 million
      % insured (estimated)" 89.67%
Federal funds purchased and repurchase agreements $ 1.99 million
Trading liabilities N.A.
Other borrowed funds $ 7.50 million
Subordinated debt N.A.
All other liabilities $ 1.98 millionn
      Total Liabilities $ 359.90 million
      Shareholders’ Equity $ 27.14 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 18.89 million
Total Interest Expense $ 8.31 million
Net interest income $ 10.57 million
Provision for loan and lease losses $ 0.49 million
Total non interest income $ 2.01 million
Total non interest expense $ 9.24 million
Pre-tax Net Operating Income $ 1.19 million

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Morgantown Bank & Trust Company, Incorporated Locations