Morgantown Bank & Trust Company, Incorporated


Morgantown Bank & Trust Company, Incorporated is an FDIC insured institution headquartered at 201 N Main St, Morgantown, KY 42261.
It was founded in 1880 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - April 02, 2025

SAVINGS RATES APY MIN
SAV
0.10% $0 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.65% $10,000 Compare
MM RATES APY MIN
Money Market
1.49% $5,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 275
Date Established 1880
Assets $ 363.20 million
Loans $ 277.48 million
Deposits $ 309.37 million
Capital $ 27.55 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 12.35 million
Interest-bearing balances $ 7.16 million
Total securities $ 54.21 million
Federal funds sold and reverse repurchase $ 0.57 million
Net loans and leases $ 277.48 million
Loan loss allowance $ 1.77 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 8.92 million
     Total Assets $ 335.65 million

LIABILITIES
Total deposits $ 309.37 million
      Interest-bearing deposits $ 256.24 million
      Deposits held in domestic offices $ 309.37 million
      % insured (estimated)" 90.16%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 7.50 million
Subordinated debt N.A.
All other liabilities $ 1.98 millionn
      Total Liabilities $ 335.65 million
      Shareholders’ Equity $ 27.55 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 13.66 million
Total Interest Expense $ 5.93 million
Net interest income $ 7.73 million
Provision for loan and lease losses $ 0.36 million
Total non interest income $ 1.46 million
Total non interest expense $ 6.67 million
Pre-tax Net Operating Income $ 1.19 million

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Morgantown Bank & Trust Company, Incorporated Locations