Union Bank & Trust Company


Union Bank & Trust Company is an FDIC insured institution headquartered at 201 E Main St, Livingston, TN 38570.
It was founded in 1932 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9179
Date Established 1932
Assets $ 95.08 million
Loans $ 63.53 million
Deposits $ 83.84 million
Capital $ 10.75 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 5.43 million
Interest-bearing balances $ 1.92 million
Total securities $ 24.15 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 63.53 million
Loan loss allowance $ 1.90 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.01 million
Goodwill and other intangibles N.A.
All other assets $ 1.27 million
     Total Assets $ 84.34 million

LIABILITIES
Total deposits $ 83.84 million
      Interest-bearing deposits $ 58.55 million
      Deposits held in domestic offices $ 83.84 million
      % insured (estimated) 83.61%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.28 millionn
      Total Liabilities $ 84.34 million
      Shareholders’ Equity $ 10.75 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 2.68 million
Total Interest Expense $ 0.45 million
Net interest income $ 2.23 million
Provision for loan and lease losses $ 0.06 million
Total non interest income $ 0.11 million
Total non interest expense $ 1.42 million
Pre-tax Net Operating Income $ 0.98 million

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Branches

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Union Bank & Trust Company Locations