For information concerning My Banking Direct, a division of New York Community Bank online bank, please click here .
New York Community Bank is an FDIC insured institution headquartered at
102 Duffy Ave, Hicksville, NY 11801.
It was founded in
1859 and has approximately $63 billion in assets. Customers can open an account at one of its 0 branches.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 16022
Date Established
1859
Assets
$ 63.05 billion
Loans
$ 48.77 billion
Deposits
$ 41.81 billion
Capital
$ 7.26 billion
Summary Balance Sheet as of December 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 1,049.76 million
Interest-bearing balances
$ 908.06 million
Total securities
$ 6.70 billion
Federal funds sold and reverse repurchase
$ 649.56 million
Net loans and leases
$ 48.77 billion
Loan loss allowance
$ 218.50 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.22 million
Goodwill and other intangibles
$ 2.42 billion
All other assets
$ 2.86 billion
Total Assets
$ 55.65 billion
LIABILITIES
Total deposits
$ 41.81 billion
Interest-bearing deposits
$ 37.97 billion
Deposits held in domestic offices
$ 41.81 billion
% insured (estimated)"
64.89%
Federal funds purchased and repurchase agreements
$ 300.00 million
Trading liabilities
N.A.
Other borrowed funds
$ 12.85 billion
Subordinated debt
N.A.
All other liabilities
$ 707.17 millionn
Total Liabilities
$ 55.65 billion
Shareholders’ Equity
$ 7.40 billion
Summary Income Statement as of December 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 1,410.84 million
Total Interest Expense
$ 366.11 million
Net interest income
$ 1,044.74 million
Provision for loan and lease losses
$ 8.78 million
Total non interest income
$ 50.70 million
Total non interest expense
$ 404.32 million
Pre-tax Net Operating Income
$ 463.73 million
Customer Reviews for New York Community Bank (3)
Rated 1.00 stars out of 5 - based on 3 reviews
Laura C
July 30, 2022 |
That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you write down the number, you will never be able to set up online banking!
jy5
March 21, 2022 |
They charge an account closure fee if you close within 6 months. Something to be avoided in this environment with rates about to go up. They're also really nasty on the phone. Something to be avoided in any environment.
JNH
February 14, 2022 |
Just a tremendously bad bank to avoid at all costs.
Branches
Click on location and enter new zip number to change."
Your current location is: Columbus, OH
Laura C
July 30, 2022 |
That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you write down the number, you will never be able to set up online banking!
jy5
March 21, 2022 |
They charge an account closure fee if you close within 6 months. Something to be avoided in this environment with rates about to go up. They're also really nasty on the phone. Something to be avoided in any environment.
JNH
February 14, 2022 |
Just a tremendously bad bank to avoid at all costs.