New York Community Bank
For information concerning My Banking Direct, a division of New York Community Bank online bank, please click here .
New York Community Bank is an FDIC insured institution headquartered at
102 Duffy Ave, Hicksville, NY 11801.
It was founded in
1859 and has approximately $63 billion in assets. Customers can open an account at one of its 0 branches.
Deposit Rates - March 30, 2025
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 16022 |
Date Established | 1859 |
Assets | $ 63.05 billion |
Loans | $ 48.77 billion |
Deposits | $ 41.81 billion |
Capital | $ 7.26 billion |
Summary Balance Sheet as of September 30, 2024
ASSETS | |
Cash & Balances due from depository institutions | $ 1,049.76 million |
Interest-bearing balances | $ 908.06 million |
Total securities | $ 6.70 billion |
Federal funds sold and reverse repurchase | $ 649.56 million |
Net loans and leases | $ 48.77 billion |
Loan loss allowance | $ 218.50 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 1.22 million |
Goodwill and other intangibles | $ 2.42 billion |
All other assets | $ 2.86 billion |
Total Assets | $ 55.65 billion |
LIABILITIES | |
Total deposits | $ 41.81 billion |
Interest-bearing deposits | $ 37.97 billion |
Deposits held in domestic offices | $ 41.81 billion |
% insured (estimated)" | 64.89% |
Federal funds purchased and repurchase agreements | $ 300.00 million |
Trading liabilities | N.A. |
Other borrowed funds | $ 12.85 billion |
Subordinated debt | N.A. |
All other liabilities | $ 707.17 millionn |
Total Liabilities | $ 55.65 billion |
Shareholders’ Equity | $ 7.40 billion |
Summary Income Statement as of September 30, 2024
INCOME AND EXPENSES | |
Total Interest Income | $ 1,410.84 million |
Total Interest Expense | $ 366.11 million |
Net interest income | $ 1,044.74 million |
Provision for loan and lease losses | $ 8.78 million |
Total non interest income | $ 50.70 million |
Total non interest expense | $ 404.32 million |
Pre-tax Net Operating Income | $ 463.73 million |
Customer Reviews for New York Community Bank (3)
Rated 1.00 stars out of 5 - based on 3 reviews
Branches
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Your current location is: Columbus, OH
Laura C
July 30, 2022 |
That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you write down the number, you will never be able to set up online banking!
jy5
March 21, 2022 |
They charge an account closure fee if you close within 6 months. Something to be avoided in this environment with rates about to go up. They're also really nasty on the phone. Something to be avoided in any environment.
JNH
February 14, 2022 |
Just a tremendously bad bank to avoid at all costs.