North American Savings Bank

North American Savings Bank ACH Number: 301071631

North American Savings Bank is an FDIC insured institution headquartered at 12498 S Us Highway 71, Grandview, MO 64030.
It was founded in 1923 and has approximately $3 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - December 22, 2024

Loan Rates - December 22, 2024

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	5.80%	$2,666.23
20 Year Fixed Conforming	6.04%	$2,300.15
30 Year Fixed Conforming	6.53%	$2,029.36

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	5.80%	$2,666.23
20 Year Fixed Conforming	6.04%	$2,300.15
30 Year Fixed Conforming	6.04%	$1,927.00

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Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 29708
Date Established	1923
Assets	$ 2.79 billion
Loans	$ 2.11 billion
Deposits	$ 1,729.83 million
Capital	$ 391.84 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 171.37 million
Interest-bearing balances	$ 165.74 million
Total securities	$ 411.32 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 2.11 billion
Loan loss allowance	$ 30.12 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 6.24 million
Goodwill and other intangibles	$ 28.87 million
All other assets	$ 61.57 million
Total Assets	$ 2.39 billion

LIABILITIES
Total deposits	$ 1,729.83 million
Interest-bearing deposits	$ 1,597.79 million
Deposits held in domestic offices	$ 1,729.83 million
% insured (estimated)	91.30%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 668.42 million
Subordinated debt	N.A.
All other liabilities	$ 27.56 millionn
Total Liabilities	$ 2.39 billion
Shareholders’ Equity	$ 391.84 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 81.86 million
Total Interest Expense	$ 41.71 million
Net interest income	$ 40.15 million
Provision for loan and lease losses	$ 0.01 million
Total non interest income	$ 4.98 million
Total non interest expense	$ 25.80 million
Pre-tax Net Operating Income	$ 23.99 million

*Should any logos, images or public notes appear on this page,they do so courtesy of North American Savings Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

Customer Reviews for North American Savings Bank (3)

Rated 3.67 stars out of 5 - based on 3 reviews

5Bme

December 12, 2022 |

Great rate, easily application process. It is the only rate as of today that beats a 13-month Treas so makes sense for anyone like me in Florida or another 0 state tax.
CJR

November 15, 2022 |

Couldn't complete the application. Too many hoops to jump through with the ID verification and meanwhile the rate became less competitive.
Jason P.

October 30, 2022 |

I was a little concerned about opening an account with an unknown bank that had not appeared here before, but this was quite easy.

Branches

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