Banks | Park State Bank & Trust

Park State Bank & Trust


Park State Bank & Trust is an FDIC insured institution headquartered at 710 W Us Highway 24, Woodland Park, CO 80863.
It was founded in 1965 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 21, 2024

SAVINGS RATES APY MIN
Savings
0.15% $100 Compare
CD RATES APY MIN
6 Mo CD
0.25% $500 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $500 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.60% $500 Compare
24 Mo CD
0.80% $500 Compare
30 Mo CD
0.90% $500 Compare
36 Mo CD
1.00% $500 Compare
48 Mo CD
1.16% $500 Compare
60 Mo CD
1.26% $500 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $100

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19381
Date Established 1965
Assets $ 138.09 million
Loans $ 101.13 million
Deposits $ 124.43 million
Capital $ 13.37 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 2.67 million
Interest-bearing balances $ 0.05 million
Total securities $ 12.81 million
Federal funds sold and reverse repurchase $ 17.18 million
Net loans and leases $ 101.13 million
Loan loss allowance $ 1.07 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.64 million
     Total Assets $ 124.72 million

LIABILITIES
Total deposits $ 124.43 million
      Interest-bearing deposits $ 101.57 million
      Deposits held in domestic offices $ 124.43 million
      % insured (estimated) 95.29%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.20 millionn
      Total Liabilities $ 124.72 million
      Shareholders’ Equity $ 13.37 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 3.93 million
Total Interest Expense $ 1.03 million
Net interest income $ 2.90 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.62 million
Total non interest expense $ 2.91 million
Pre-tax Net Operating Income $ 0.49 million

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