Banks | Peach State Bank & Trust

Peach State Bank & Trust


Peach State Bank & Trust is an FDIC insured institution headquartered at 121 E E Butler Pkwy, Gainesville, GA 30501.
It was founded in 2005 and has approximately $1 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 02, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.60% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.70% $10,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.80% $10,000 Compare
60 Mo CD
0.80% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57923
Date Established 2005
Assets $ 777.84 million
Loans $ 448.07 million
Deposits $ 660.99 million
Capital $ 64.04 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 103.86 million
Interest-bearing balances $ 92.05 million
Total securities $ 191.95 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 448.07 million
Loan loss allowance $ 5.23 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.12 million
All other assets $ 14.48 million
     Total Assets $ 713.80 million

LIABILITIES
Total deposits $ 660.99 million
      Interest-bearing deposits $ 451.62 million
      Deposits held in domestic offices $ 660.99 million
      % insured (estimated)" 46.88%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.05 millionn
      Total Liabilities $ 713.80 million
      Shareholders’ Equity $ 64.04 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 30.62 million
Total Interest Expense $ 13.86 million
Net interest income $ 16.76 million
Provision for loan and lease losses $ 0.26 million
Total non interest income $ 1.53 million
Total non interest expense $ 11.08 million
Pre-tax Net Operating Income $ 3.25 million

Customer Reviews for Peach State Bank & Trust

There are currently no comments for Peach State Bank & Trust. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH

Peach State Bank & Trust Locations

Other Banks to Consider