Banks | Peach State Bank & Trust

Peach State Bank & Trust


Peach State Bank & Trust is an FDIC insured institution headquartered at 121 E E Butler Pkwy, Gainesville, GA 30501.
It was founded in 2005 and has approximately $1 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.60% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.70% $10,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.80% $10,000 Compare
60 Mo CD
0.80% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57923
Date Established 2005
Assets $ 779.35 million
Loans $ 438.56 million
Deposits $ 613.51 million
Capital $ 59.74 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 74.87 million
Interest-bearing balances $ 58.40 million
Total securities $ 237.59 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 438.56 million
Loan loss allowance $ 5.28 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.13 million
All other assets $ 14.48 million
     Total Assets $ 719.61 million

LIABILITIES
Total deposits $ 613.51 million
      Interest-bearing deposits $ 407.09 million
      Deposits held in domestic offices $ 613.51 million
      % insured (estimated) 49.56%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.05 millionn
      Total Liabilities $ 719.61 million
      Shareholders’ Equity $ 59.74 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 19.62 million
Total Interest Expense $ 8.90 million
Net interest income $ 10.72 million
Provision for loan and lease losses $ 0.11 million
Total non interest income $ 0.88 million
Total non interest expense $ 7.25 million
Pre-tax Net Operating Income $ 3.25 million

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