RATES SHOWN HERE WERE CORRECT WHEN LAST REPORTED TO US. PLEASE CONFIRM CURRENT RATES DIRECTLY BEFORE TRAVELING TO A BRANCH.

Peoples Bank & Trust Co.


Peoples Bank & Trust Co. is an FDIC insured institution headquartered at 430 E Wood St, Troy, MO 63379.
It was founded in 1924 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - April 03, 2025

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.55% $10,000 Compare
18 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
30 Mo CD
0.70% $10,000 Compare
30 Mo CD
0.70% $100,000 Compare
36 Mo CD
0.80% $10,000 Compare
36 Mo CD
0.80% $100,000 Compare
48 Mo CD
1.00% $10,000 Compare
48 Mo CD
1.00% $100,000 Compare
60 Mo CD
1.11% $10,000 Compare
60 Mo CD
1.11% $100,000 Compare
MM RATES APY MIN
Money Market
0.30% $2,500 Compare
Money Market
0.30% $10,000 Compare
Money Market
0.30% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8903
Date Established 1924
Assets $ 825.42 million
Loans $ 432.17 million
Deposits $ 719.25 million
Capital $ 66.44 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 66.77 million
Interest-bearing balances $ 58.86 million
Total securities $ 287.13 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 432.17 million
Loan loss allowance $ 4.84 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.03 million
All other assets $ 23.89 million
     Total Assets $ 758.98 million

LIABILITIES
Total deposits $ 719.25 million
      Interest-bearing deposits $ 553.25 million
      Deposits held in domestic offices $ 719.25 million
      % insured (estimated)" 74.96%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.93 millionn
      Total Liabilities $ 758.98 million
      Shareholders’ Equity $ 66.44 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 31.59 million
Total Interest Expense $ 13.09 million
Net interest income $ 18.49 million
Provision for loan and lease losses N.A.
Total non interest income $ 3.08 million
Total non interest expense $ 14.46 million
Pre-tax Net Operating Income $ 4.44 million

Customer Reviews for Peoples Bank & Trust Co.

There are currently no comments for Peoples Bank & Trust Co.. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH

Peoples Bank & Trust Co. Locations