Banks | Perpetual Federal Savings Bank of Urbana

Perpetual Federal Savings Bank of Urbana

Our records indicate that this bank has been acquired by The Farmers & Merchants State Bank.

Perpetual Federal Savings Bank of Urbana is an FDIC insured institution headquartered at 120 North Main Street, Urbana, OH 43078.
It was founded in 1878 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 3, 2024

SAVINGS RATES	APY	MIN
Savings	0.05%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.30%	$10,000	Compare
6 Mo CD	0.30%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.50%	$100,000	Compare
18 Mo CD	0.75%	$10,000	Compare
18 Mo CD	0.75%	$100,000	Compare
24 Mo CD	1.01%	$10,000	Compare
24 Mo CD	1.01%	$100,000	Compare
30 Mo CD	1.06%	$10,000	Compare
30 Mo CD	1.06%	$100,000	Compare
36 Mo CD	1.06%	$10,000	Compare
36 Mo CD	1.06%	$100,000	Compare
48 Mo CD	1.11%	$10,000	Compare
48 Mo CD	1.11%	$100,000	Compare
60 Mo CD	1.16%	$10,000	Compare
60 Mo CD	1.16%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.15%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.15%	$2,500

Loan Rates - December 3, 2024

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	7.81%	$3,012.08
30 Year Fixed Conforming	8.29%	$2,404.05

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	7.81%	$3,012.08
30 Year Fixed Conforming	8.29%	$2,404.05

See Other Mortgage Rates →

Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 28934
Date Established	1878
Assets	$ 394.83 million
Loans	$ 333.91 million
Deposits	$ 307.85 million
Capital	$ 78.03 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 51.23 million
Interest-bearing balances	$ 49.39 million
Total securities	N.A.
Federal funds sold and reverse repurchase	$ 1.67 million
Net loans and leases	$ 333.91 million
Loan loss allowance	$ 4.96 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 6.10 million
Total Assets	$ 315.49 million

LIABILITIES
Total deposits	$ 307.85 million
Interest-bearing deposits	$ 304.72 million
Deposits held in domestic offices	$ 307.85 million
% insured (estimated)	89.18%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 6.00 million
Subordinated debt	N.A.
All other liabilities	$ 1.65 millionn
Total Liabilities	$ 315.49 million
Shareholders’ Equity	$ 79.34 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 11.18 million
Total Interest Expense	$ 3.63 million
Net interest income	$ 7.55 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 0.18 million
Total non interest expense	$ 6.06 million
Pre-tax Net Operating Income	$ 1.67 million

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