Prime Alliance Bank


Prime Alliance Bank ACH Number: 124303081

Prime Alliance Bank is an FDIC insured institution headquartered at 1868 S 500 W, Woods Cross, UT 84010.
It was founded in 2004 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - November 19, 2024

SAVINGS RATES APY MIN
SAV
4.50% $0 Compare
CD RATES APY MIN
6 Mo CD
4.90% $500 Compare
12 Mo CD
4.50% $500 Compare
18 Mo CD
4.25% $500 Compare
24 Mo CD
4.15% $500 Compare
36 Mo CD
3.75% $500 Compare
48 Mo CD
3.50% $500 Compare
60 Mo CD
3.25% $500 Compare

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57920
Date Established 2004
Assets $ 745.86 million
Loans $ 578.48 million
Deposits $ 667.80 million
Capital $ 74.75 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 7.23 million
Interest-bearing balances $ 4.00 million
Total securities $ 128.50 million
Federal funds sold and reverse repurchase $ 24.21 million
Net loans and leases $ 578.48 million
Loan loss allowance $ 24.01 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 7.61 million
     Total Assets $ 671.11 million

LIABILITIES
Total deposits $ 667.80 million
      Interest-bearing deposits $ 645.04 million
      Deposits held in domestic offices $ 667.80 million
      % insured (estimated) 90.24%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.52 millionn
      Total Liabilities $ 671.11 million
      Shareholders’ Equity $ 74.75 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 28.36 million
Total Interest Expense $ 13.43 million
Net interest income $ 14.93 million
Provision for loan and lease losses $ 1.62 million
Total non interest income $ 0.04 million
Total non interest expense $ 3.31 million
Pre-tax Net Operating Income $ 6.99 million

Customer Reviews for Prime Alliance Bank (4)

Rated 3.50 stars out of 5 - based on 4 reviews
  • And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah?

  • This bank only pays interest quarterly. I am not sure what this means, other than that I need to remember to close the account whenever I do close it on Jan 1, April 1, July 1 or Oct 1. Not sure if there are other considerations, but it is unusual and makes me uncomfortable. No other issues so far.

  • They almost made this too easy to open.

  • Easy opening and funding. Did not need to speak to anyone.


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Branches

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Prime Alliance Bank Locations