Republic Bank & Trust Company

For information concerning Memory Bank, a division of Republic Bank & Trust Company online bank, please click here.

Republic Bank & Trust Company is an FDIC insured institution headquartered at 601 W Market St, Louisville, KY 40202.
It was founded in 1982 and has approximately $7 billion in assets. Customers can open an account at one of its 47 branches.

Deposit Rates - December 26, 2024

SAVINGS RATES APY MIN
Savings
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.02% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23627
Date Established 1982
Assets $ 6.61 billion
Loans $ 5.23 billion
Deposits $ 5.11 billion
Capital $ 911.28 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 399.08 million
Interest-bearing balances $ 321.62 million
Total securities $ 552.04 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.23 billion
Loan loss allowance $ 80.69 million
Trading account assets $ 7.45 million
Bank premises and fixed assets N.A.
Other real estate owned $ 1.27 million
Goodwill and other intangibles $ 49.73 million
All other assets $ 220.34 million
     Total Assets $ 5.70 billion

LIABILITIES
Total deposits $ 5.11 billion
      Interest-bearing deposits $ 3.79 billion
      Deposits held in domestic offices $ 5.11 billion
      % insured (estimated) 64.65%
Federal funds purchased and repurchase agreements $ 72.60 million
Trading liabilities $ 8.08 million
Other borrowed funds $ 62.16 million
Subordinated debt N.A.
All other liabilities $ 64.87 millionn
      Total Liabilities $ 5.70 billion
      Shareholders’ Equity $ 911.28 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 228.08 million
Total Interest Expense $ 62.88 million
Net interest income $ 165.20 million
Provision for loan and lease losses $ 35.54 million
Total non interest income $ 41.69 million
Total non interest expense $ 100.30 million
Pre-tax Net Operating Income $ 65.73 million

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Branches

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Republic Bank & Trust Company Locations