Banks | Richland State Bank

Richland State Bank


Richland State Bank is an FDIC insured institution headquartered at 602 1st St, Bruce, SD 57220.
It was founded in 1927 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 21, 2024

SAVINGS RATES APY MIN
Savings
0.25% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.40% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.80% $10,000 Compare
12 Mo CD
0.80% $100,000 Compare
24 Mo CD
1.00% $10,000 Compare
24 Mo CD
1.00% $100,000 Compare
36 Mo CD
1.21% $10,000 Compare
36 Mo CD
1.21% $100,000 Compare
48 Mo CD
1.31% $10,000 Compare
48 Mo CD
1.31% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1675
Date Established 1927
Assets $ 42.11 million
Loans $ 16.51 million
Deposits $ 37.79 million
Capital $ 4.18 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 2.40 million
Interest-bearing balances $ 1.54 million
Total securities $ 22.02 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 16.51 million
Loan loss allowance $ 0.48 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.12 million
All other assets $ 0.69 million
     Total Assets $ 37.93 million

LIABILITIES
Total deposits $ 37.79 million
      Interest-bearing deposits $ 31.46 million
      Deposits held in domestic offices $ 37.79 million
      % insured (estimated) 83.73%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.08 millionn
      Total Liabilities $ 37.93 million
      Shareholders’ Equity $ 4.18 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 1.07 million
Total Interest Expense $ 0.30 million
Net interest income $ 0.77 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.03 million
Total non interest expense $ 1.02 million
Pre-tax Net Operating Income $ 0.77 million

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