Banks | Schertz Bank & Trust

Schertz Bank & Trust


Schertz Bank & Trust is an FDIC insured institution headquartered at 519 Main St, Schertz, TX 78154.
It was founded in 1913 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.65% $10,000 Compare
6 Mo CD
0.65% $100,000 Compare
12 Mo CD
0.90% $10,000 Compare
12 Mo CD
0.90% $100,000 Compare
18 Mo CD
0.90% $10,000 Compare
18 Mo CD
0.90% $100,000 Compare
24 Mo CD
1.00% $10,000 Compare
24 Mo CD
1.00% $100,000 Compare
30 Mo CD
1.00% $10,000 Compare
30 Mo CD
1.00% $100,000 Compare
36 Mo CD
1.05% $10,000 Compare
36 Mo CD
1.05% $100,000 Compare
48 Mo CD
1.10% $10,000 Compare
48 Mo CD
1.10% $100,000 Compare
60 Mo CD
1.20% $10,000 Compare
60 Mo CD
1.20% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $1
Int Ckg
0.02% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10344
Date Established 1913
Assets $ 879.88 million
Loans $ 686.80 million
Deposits $ 771.24 million
Capital $ 87.22 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 153.00 million
Interest-bearing balances $ 151.18 million
Total securities $ 13.12 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 686.80 million
Loan loss allowance $ 8.69 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.03 million
Goodwill and other intangibles N.A.
All other assets $ 15.52 million
     Total Assets $ 792.67 million

LIABILITIES
Total deposits $ 771.24 million
      Interest-bearing deposits $ 647.12 million
      Deposits held in domestic offices $ 771.24 million
      % insured (estimated) 62.10%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 10.00 million
Subordinated debt N.A.
All other liabilities $ 2.18 millionn
      Total Liabilities $ 792.67 million
      Shareholders’ Equity $ 87.22 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 25.76 million
Total Interest Expense $ 13.71 million
Net interest income $ 12.05 million
Provision for loan and lease losses $ 0.36 million
Total non interest income $ 0.52 million
Total non interest expense $ 6.24 million
Pre-tax Net Operating Income $ 7.28 million

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Schertz Bank & Trust Locations

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