Texas Capital Bank
For information concerning BankDirect, a division of Texas Capital Bank online bank, please click here .
Texas Capital Bank is an FDIC insured institution headquartered at
2000 Mckinney Ave, Dallas, TX 75201.
It was founded in
1997 and has approximately $31 billion in assets. Customers can open an account at one of its 16 branches.
Deposit Rates - March 24, 2025
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 34383 |
| Date Established | 1997 |
| Assets | $ 31.49 billion |
| Loans | $ 22.03 billion |
| Deposits | $ 26.01 billion |
| Capital | $ 3.58 billion |
Summary Balance Sheet as of September 30, 2024
| ASSETS | |
| Cash & Balances due from depository institutions | $ 4.15 billion |
| Interest-bearing balances | $ 3.87 billion |
| Total securities | $ 4.39 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 22.03 billion |
| Loan loss allowance | $ 273.14 million |
| Trading account assets | $ 43.03 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 1.97 million |
| All other assets | $ 544.25 million |
| Total Assets | $ 27.91 billion |
| LIABILITIES | |
| Total deposits | $ 26.01 billion |
| Interest-bearing deposits | $ 16.79 billion |
| Deposits held in domestic offices | $ 26.01 billion |
| % insured (estimated)" | 60.43% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 31.68 million |
| Other borrowed funds | $ 2.91 billion |
| Subordinated debt | $ 174.65 million |
| All other liabilities | $ 328.29 millionn |
| Total Liabilities | $ 27.91 billion |
| Shareholders’ Equity | $ 3.58 billion |
Summary Income Statement as of September 30, 2024
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,293.54 million |
| Total Interest Expense | $ 602.22 million |
| Net interest income | $ 691.31 million |
| Provision for loan and lease losses | $ 49.00 million |
| Total non interest income | $ 151.56 million |
| Total non interest expense | $ 582.23 million |
| Pre-tax Net Operating Income | $ 116.46 million |
Customer Reviews for Texas Capital Bank (7)
Rated 3.57 stars out of 5 - based on 7 reviews
Branches
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Your current location is: Columbus, OH
JQ25
July 20, 2023 |
This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts."
Phil52970
March 28, 2023 |
I've had accounts with all of the more recognized banks over the years. Bask is the best for service and transfers, and the rate is better than any other. I will stick with Bask.
NY38
December 4, 2022 |
Great rates, so I opened a new savings account. Provided CORRECT information for my existing financial institute so funds could be transferred, but nothing ever showed up. Bask had no answers. Just repeated transfer instructions.
YaT1977
November 12, 2022 |
Easy to set up. I had some difficulties with internet access after a few months, but CSR was easy to reach. I may move my money to CDs with them if they stay competitive. Good experience overall.
LRush
August 30, 2022 |
Overall a poor experience. Attracted by their excellent interest rate. Account was very easy to setup. Since then it's been problems, primarily with customer support and getting more money into the account. Check deposit feature available on mobile app but not working. No response from email customer support after 5 days but a phone call confirmed it's intentionally disabled. Tried transfer in process instead but keep hitting an undisclosed deposit limit. I am giving up on Bask.
JulianC1
May 6, 2022 |
Lots of comments in other places about delayed transfers, multiple authentication processes, inability to open joint accounts. I am not sure who is writing these comments but btw they are not from real customers. I've been a customer for two years and moved over to being a savings customer from a Advantage customer. Never had a problem and the rate is now 0.25% better than any other bank.
MarcL
March 23, 2022 |
Very good experience. Will stick with miles until we get to around 0.8 or 0.9.