Banks | The Guilford Savings Bank

The Guilford Savings Bank


The Guilford Savings Bank is an FDIC insured institution headquartered at 1 Park St, Guilford, CT 06437.
It was founded in 1875 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - November 14, 2024

CD RATES APY MIN
6 Mo CD
0.05% $10,000 Compare
6 Mo CD
0.05% $100,000 Compare
12 Mo CD
0.05% $10,000 Compare
12 Mo CD
0.05% $100,000 Compare
18 Mo CD
0.05% $10,000 Compare
18 Mo CD
0.05% $100,000 Compare
24 Mo CD
0.05% $10,000 Compare
24 Mo CD
0.05% $100,000 Compare
36 Mo CD
0.10% $10,000 Compare
36 Mo CD
0.10% $100,000 Compare
48 Mo CD
0.15% $10,000 Compare
48 Mo CD
0.15% $100,000 Compare
60 Mo CD
0.20% $10,000 Compare
60 Mo CD
0.20% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.02% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.10% $10,000 Compare
Premium Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18194
Date Established 1875
Assets $ 1,123.56 million
Loans $ 829.80 million
Deposits $ 984.26 million
Capital $ 114.57 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 35.26 million
Interest-bearing balances $ 26.45 million
Total securities $ 191.63 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 829.80 million
Loan loss allowance $ 4.93 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.01 million
All other assets $ 42.19 million
     Total Assets $ 1,008.99 million

LIABILITIES
Total deposits $ 984.26 million
      Interest-bearing deposits $ 880.92 million
      Deposits held in domestic offices $ 984.26 million
      % insured (estimated) 77.29%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 15.52 million
Subordinated debt N.A.
All other liabilities $ 9.86 millionn
      Total Liabilities $ 1,008.99 million
      Shareholders’ Equity $ 114.57 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 23.35 million
Total Interest Expense $ 10.65 million
Net interest income $ 12.70 million
Provision for loan and lease losses $ 0.61 million
Total non interest income $ 3.22 million
Total non interest expense $ 15.16 million
Pre-tax Net Operating Income $ 4.71 million

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