U.S. Bank National Association
U.S. Bank National Association ACH Number: 122105155
U.S. Bank National Association is an FDIC insured institution headquartered at
425 Walnut St, Cincinnati, OH 45202.
Deposit Rates -
March 29, 2025
MM RATES
APY
MIN
Money Market
0.01% $0
Compare
Money Market
0.25% $25,000
Compare
Money Market
3.25% $50,000
Compare
VARIABLE IRA RATES
APY
MIN
VIRA
0.01% $1
INT CHECKING RATES
APY
MIN
INTCK
0.01% $1
Loan Rates -
March 29, 2025
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
7.12%
$2,195.57
7 Year Adjustable Conforming
7.12%
$2,022.62
10 Year Adjustable Conforming
7.01%
$2,022.62
15 Year Fixed Conforming
5.66%
$2,593.49
15 Year Fixed Jumbo
6.26%
$2,700.34
20 Year Fixed Conforming
5.97%
$2,246.67
20 Year Fixed Jumbo
6.48%
$2,338.97
30 Year Fixed Conforming
6.27%
$1,944.35
30 Year Fixed Jumbo
6.41%
$1,970.30
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
7.12%
$2,195.57
7 Year Adjustable Conforming
7.12%
$2,022.62
10 Year Adjustable Conforming
7.01%
$2,022.62
15 Year Fixed Conforming
5.66%
$2,593.49
15 Year Fixed Jumbo
6.26%
$2,700.34
20 Year Fixed Conforming
5.97%
$2,246.67
20 Year Fixed Jumbo
6.48%
$2,338.97
30 Year Fixed Conforming
6.27%
$1,944.35
30 Year Fixed Jumbo
6.41%
$1,970.30
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
5 Year
6.96%
$494.56
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 6548
Date Established
1863
Assets
$ 670.01 billion
Loans
$ 369.82 billion
Deposits
$ 529.67 billion
Capital
$ 64.91 billion
Summary Balance Sheet as of September 30, 2024
ASSETS
Cash & Balances due from depository institutions
$ 73.28 billion
Interest-bearing balances
$ 67.12 billion
Total securities
$ 161.06 billion
Federal funds sold and reverse repurchase
$ 2.69 million
Net loans and leases
$ 369.82 billion
Loan loss allowance
$ 7.56 billion
Trading account assets
$ 3.52 billion
Bank premises and fixed assets
N.A.
Other real estate owned
$ 20.62 million
Goodwill and other intangibles
$ 17.89 billion
All other assets
$ 33.63 billion
Total Assets $ 605.10 billion
LIABILITIES
Total deposits
$ 529.67 billion
Interest-bearing deposits
$ 441.92 billion
Deposits held in domestic offices
$ 522.48 billion
% insured (estimated)" 49.17%
Federal funds purchased and repurchase agreements
$ 576.02 million
Trading liabilities
$ 3.70 billion
Other borrowed funds
$ 37.48 billion
Subordinated debt
$ 4.60 billion
All other liabilities
$ 14.48 billionn
Total Liabilities $ 605.10 billion
Shareholders’ Equity $ 64.91 billion
Summary Income Statement as of September 30, 2024
INCOME AND EXPENSES
Total Interest Income
$ 23.47 billion
Total Interest Expense
$ 11.11 billion
Net interest income
$ 12.36 billion
Provision for loan and lease losses
$ 1,685.92 million
Total non interest income
$ 7.94 billion
Total non interest expense
$ 12.45 billion
Pre-tax Net Operating Income
$ 4.02 billion
Customer Reviews for U.S. Bank National Association
Branches
Click on location and enter new zip number to change." Columbus, OH
U.S. Bank National Association Locations
There are currently no comments for U.S. Bank National Association. Be the first to share your experience. Please provide comments that will help others.