Union Bank & Trust Company


Union Bank & Trust Company is an FDIC insured institution headquartered at 102 W Mccloy St, Monticello, AR 71655.
It was founded in 1887 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - January 23, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.55% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1753
Date Established 1887
Assets $ 315.99 million
Loans $ 242.84 million
Deposits $ 279.34 million
Capital $ 26.57 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 6.33 million
Interest-bearing balances $ 2.52 million
Total securities $ 51.39 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 242.84 million
Loan loss allowance $ 3.88 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 9.90 million
     Total Assets $ 289.43 million

LIABILITIES
Total deposits $ 279.34 million
      Interest-bearing deposits $ 227.04 million
      Deposits held in domestic offices $ 279.34 million
      % insured (estimated) 77.30%
Federal funds purchased and repurchase agreements $ 6.22 million
Trading liabilities N.A.
Other borrowed funds $ 7.08 million
Subordinated debt N.A.
All other liabilities $ 1.80 millionn
      Total Liabilities $ 289.43 million
      Shareholders’ Equity $ 26.57 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 12.70 million
Total Interest Expense $ 4.89 million
Net interest income $ 7.81 million
Provision for loan and lease losses $ 0.52 million
Total non interest income $ 1.59 million
Total non interest expense $ 6.33 million
Pre-tax Net Operating Income $ 2.37 million

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Branches

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Union Bank & Trust Company Locations