Westfield Bank, FSB


Westfield Bank, FSB is an FDIC insured institution headquartered at 2 Park Cir, Westfield Center, OH 44251.
It was founded in 2001 and has approximately $2 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - November 19, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57077
Date Established 2001
Assets $ 1,984.78 million
Loans $ 1,523.74 million
Deposits $ 1,710.49 million
Capital $ 222.15 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 43.51 million
Interest-bearing balances $ 29.65 million
Total securities $ 274.44 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,523.74 million
Loan loss allowance $ 17.96 million
Trading account assets $ 3.36 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 18.66 million
All other assets $ 94.32 million
     Total Assets $ 1,762.62 million

LIABILITIES
Total deposits $ 1,710.49 million
      Interest-bearing deposits $ 1,323.91 million
      Deposits held in domestic offices $ 1,710.49 million
      % insured (estimated) 52.57%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 3.36 million
Other borrowed funds $ 133.78 million
Subordinated debt N.A.
All other liabilities $ 15.81 millionn
      Total Liabilities $ 1,762.62 million
      Shareholders’ Equity $ 222.15 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 48.47 million
Total Interest Expense $ 22.74 million
Net interest income $ 25.73 million
Provision for loan and lease losses $ 0.98 million
Total non interest income $ 6.01 million
Total non interest expense $ 21.13 million
Pre-tax Net Operating Income $ 13.64 million


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Branches

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Westfield Bank, FSB Locations