Winnsboro State Bank & Trust Company


Winnsboro State Bank & Trust Company is an FDIC insured institution headquartered at 3875 Front St, Winnsboro, LA 71295.
It was founded in 1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10533
Date Established 1902
Assets $ 354.67 million
Loans $ 256.81 million
Deposits $ 288.57 million
Capital $ 37.93 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 36.27 million
Interest-bearing balances $ 32.30 million
Total securities $ 44.06 million
Federal funds sold and reverse repurchase $ 2.00 million
Net loans and leases $ 256.81 million
Loan loss allowance $ 2.53 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.25 million
Goodwill and other intangibles $ 1.39 million
All other assets $ 5.13 million
     Total Assets $ 316.74 million

LIABILITIES
Total deposits $ 288.57 million
      Interest-bearing deposits $ 241.06 million
      Deposits held in domestic offices $ 288.57 million
      % insured (estimated) 77.12%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 10.00 million
Subordinated debt N.A.
All other liabilities $ 0.98 millionn
      Total Liabilities $ 316.74 million
      Shareholders’ Equity $ 37.93 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 10.53 million
Total Interest Expense $ 3.95 million
Net interest income $ 6.58 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 0.75 million
Total non interest expense $ 4.79 million
Pre-tax Net Operating Income $ 2.03 million

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Branches

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Winnsboro State Bank & Trust Company Locations