Winnsboro State Bank & Trust Company


Winnsboro State Bank & Trust Company is an FDIC insured institution headquartered at 3875 Front St, Winnsboro, LA 71295.
It was founded in 1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 02, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10533
Date Established 1902
Assets $ 346.13 million
Loans $ 259.59 million
Deposits $ 281.84 million
Capital $ 39.86 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 23.36 million
Interest-bearing balances $ 19.40 million
Total securities $ 45.37 million
Federal funds sold and reverse repurchase $ 1.65 million
Net loans and leases $ 259.59 million
Loan loss allowance $ 2.66 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.25 million
Goodwill and other intangibles $ 1.36 million
All other assets $ 5.13 million
     Total Assets $ 306.28 million

LIABILITIES
Total deposits $ 281.84 million
      Interest-bearing deposits $ 235.90 million
      Deposits held in domestic offices $ 281.84 million
      % insured (estimated)" 78.96%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 10.00 million
Subordinated debt N.A.
All other liabilities $ 0.98 millionn
      Total Liabilities $ 306.28 million
      Shareholders’ Equity $ 39.86 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 16.10 million
Total Interest Expense $ 6.14 million
Net interest income $ 9.97 million
Provision for loan and lease losses $ 0.10 million
Total non interest income $ 1.15 million
Total non interest expense $ 7.32 million
Pre-tax Net Operating Income $ 2.03 million

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Winnsboro State Bank & Trust Company Locations