Highest Yielding 3-Year CD Rates for Melbourne, FL

Advertiser Disclosure

• Usf Federal Credit Union

  5.15%

  Credit Union with nearby branch - View 36 Month Bump-Up - $5,000 Min.

• Usf Federal Credit Union

  4.35%

  Credit Union with nearby branch - View 36 Month - $500 Min.

• Community First Credit Union Of Flo

  4.35%

  Credit Union with nearby branch - View 36-47 Month Jumbo Plus - $250,000 Min.

• Tampa Bay Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 36-47 Months - $500 Min.

• Community First Credit Union Of Flo

  4.25%

  Credit Union with nearby branch - View 36-47 Month Jumbo - $100,000 Min.

• All In Federal Credit Union

  4.23%

  Credit Union with nearby branch - View 36 Month Jumbo - $100,000 Min.

• Community First Credit Union Of Flo

  4.20%

  Credit Union with nearby branch - View 36-47 Month Jr. Jumbo - $45,000 Min.

• All In Federal Credit Union

  4.18%

  Credit Union with nearby branch - View 36 Month - $1,000 Min.

• Northrop Grumman Federal Credit Union

  4.17%

  Credit Union with nearby branch - View 36 Month Bonus Term - $40,000 Min.

• Community First Credit Union Of Flo

  4.14%

  Credit Union with nearby branch - View 36-47 Month - $500 Min.

• Grow Financial Federal Credit Union

  4.13%

  Credit Union with nearby branch - View 36 - 47 Months - $100,000 Min.

• Customers Bank

  4.10%

  Online Rate with branch - View 36 MONTH - $500 Min.

• Navy Federal Credit Union	4.05%	Online Rate with branch - View 3 Year - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Grow Financial Federal Credit Union

  4.02%

  Credit Union with nearby branch - View 36 - 47 Months - $500 Min.

• Northrop Grumman Federal Credit Union

  4.02%

  Credit Union with nearby branch - View 36 Month Term - $2,500 Min.

• Raymond James Bank

  4.00%

  Bank with nearby branch - View 36 Month CD - $5,000 Min.

• Navy Federal Credit Union	4.00%	Credit Union with nearby branch - View 3 Year - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Merrick Bank

  4.00%

  Online Rate 36 Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• My e-Banc, a division of Bradesco BAC Florida Bank

  3.98%

  Online Rate 36 Month Jumbo CD - $50,000 Min.

• Bank of Whittier, National Association

  3.98%

  Bank with nearby branch - View 36 Month Certificate of Deposit - $1,000 Min.

• Brightstar Credit Union

  3.95%

  Credit Union with nearby branch - View 3 Year Platinum Star Member - $500 Min.

• Popular Bank

  3.95%

  Bank with nearby branch - View 36 Month CD - $1,000 Min.

• Limelight Bank, A division of Capital Community Bank	3.95%	Online Rate 36 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• Colorado Federal Savings Bank

  3.95%

  Online Rate 36 Month CD - $5,000 Min. Early Withdrawal penalty is 6 Months' interest.

• Partners Federal Credit Union

  3.95%

  Credit Union with nearby branch - View 36-Month Jumbo - $100,000 Min.

• Eglin Federal Credit Union

  3.92%

  Credit Union with nearby branch - View 36 Month - $2,500 Min.

• Synchrony Bank	3.90%	Online Rate 36 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	3.90%	Online Rate 3 Year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• M.Y. Safra Bank

  3.90%

  Online Rate 36 Month Online CD - $500 Min.

• Seattle Bank

  3.90%

  Online Rate with branch - View 36 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Newtek Bank, National Association

  3.90%

  Bank with nearby branch - View 36 Month - $2,500 Min.

• Partners Federal Credit Union

  3.90%

  Credit Union with nearby branch - View 36-Month Mini-Jumbo - $50,000 Min.

• CFG Bank	3.85%	Online Rate 36 Month Online CD - $500 Min.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Beal Bank USA

  3.85%

  Bank with nearby branch - View 36 MONTH - $1,000 Min.

• Partners Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 36-Month Standard - $1,000 Min.

• Suncoast Credit Union

  3.85%

  Credit Union with nearby branch - View 36 Month Jumbo - $100,000 Min.

• Radiant Credit Union

  3.82%

  Credit Union with nearby branch - View 36 Month - $1,000 Min.

• KS StateBank

  3.80%

  Online Rate with branch - View 3 YEAR - $500 Min.

• First Internet Bank of Indiana

  3.77%

  Online Rate 3-Year CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Virtualbank, a division of First Horizon Bank	3.77%	Online Rate 3 Year CD - $10,000 Min. Warning: Early Withdrawal Penalty is 2% of principal.
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• Amerant Bank, Formerly Mercantil Bank

  3.75%

  Bank with nearby branch - View 36 Month CD - $500 Min.

• Prime Alliance Bank	3.75%	Online Rate 36 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• iGobanking.com, a division of Flushing Bank	3.75%	Online Rate 36 Month CD - $1,000 Min. Early Withdrawal Penalty is 6 months interest.
  jennypgo | June 22, 2022 | I've been around this one for a while in all of its forms - including igo, bankpurely, giftsforbanking, etc. They are creative with the market and the customer service is responsive. It just requires too... More Reviews

• Vystar Credit Union

  3.75%

  Credit Union with nearby branch - View 36 Month - $50,000 Min.

• Publix Employees Federal Credit Union

  3.70%

  Credit Union with nearby branch - View 3 Year Jumbo - $100,000 Min.

• Goldman Sachs Bank	3.65%	Online Rate 36 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• Trax Federal Credit Union

  3.65%

  Credit Union with nearby branch - View 3 Year - $500 Min.

• Vystar Credit Union

  3.65%

  Credit Union with nearby branch - View 36 Month - $500 Min.

• Capital One 360	3.60%	Online Rate 3 Year CD - $0 Min. Early Withdrawal Penalty is 6 months interest.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.60%	Bank with nearby branch - View 36 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews