Highest Yielding 1-Year CD Rates for Miami Gardens, FL

Advertiser Disclosure

• Radiant Credit Union

  5.53%

  Credit Union with nearby branch - View 12 Month Adjustable - $1,001 Min.

• Wings Financial Credit Union

  5.40%

  Credit Union with nearby branch - View 12 Month Special - New Money Only - $500 Min.

• Amerant Bank, Formerly Mercantil Bank

  5.25%

  Bank with nearby branch - View 12 Month CD - $500 Min.

• Axiom Bank, National Association

  5.25%

  Bank with nearby branch - View 12 MONTH - $500 Min.

• Suncoast Credit Union

  5.25%

  Credit Union with nearby branch - View 12 Month Jumbo - $100,000 Min.

• Lake Michigan Credit Union

  5.15%

  Credit Union with nearby branch - View 12 Month Vip Bonus - $500 Min.

• We Florida Financial Credit Union

  5.15%

  Credit Union with nearby branch - View 1 Year Jumbo - $50,000 Min.

• Grow Financial Federal Credit Union

  5.01%

  Credit Union with nearby branch - View 12 - 17 Months - $500 Min.

• Suncoast Credit Union

  5.00%

  Credit Union with nearby branch - View 12 Month Smart Start Certificate - $50 Min.

• Stearns Bank National Association

  5.00%

  Bank with nearby branch - View 12 MONTHS - $2,500 Min.

• Tampa Bay Federal Credit Union

  4.85%

  Credit Union with nearby branch - View 12-23 Months - $100,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.80%

  Online Rate 12 Month Jumbo CD - $50,000 Min. Early Withdrawal Penalty is 3 months interest.

• All In Federal Credit Union

  4.75%

  Credit Union with nearby branch - View 12 Month Smart Start - $25 Min.

• Midflorida Credit Union

  4.75%

  Credit Union with nearby branch - View 12 Months Special New Money - $1,000 Min.

• Community First Credit Union Of Flo

  4.71%

  Credit Union with nearby branch - View 12 Month Jumbo Plus - $250,000 Min.

• Partners Federal Credit Union

  4.70%

  Credit Union with nearby branch - View 12-Month Starter Certificate - $500 Min.

• InsBank

  4.70%

  Bank with nearby branch - View 1-Year CD - $50,000 Min.

• American Airlines Federal Credit Union

  4.60%

  Credit Union with nearby branch - View 12 Month Regular Share Certificate - $10,000 Min.

• Canadian Imperial Bank USA	4.56%	Online Rate 1-Year CD - $25,000 Min. Early Withdrawal Penalty is 30 days interest.
  Wesley | May 30, 2023 | Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews

• Pacific National Bank

  4.55%

  Bank with nearby branch - View 12 Month Special - $1,000 Min.

• First Commerce Credit Union

  4.55%

  Credit Union with nearby branch - View 12 Month - $1,000 Min.

• Newtek Bank, National Association

  4.55%

  Online Rate with branch - View 12 Month - $2,500 Min.

• Northrop Grumman Federal Credit Union

  4.54%

  Credit Union with nearby branch - View 12 Month Bonus Term - $40,000 Min.

• Usf Federal Credit Union

  4.52%

  Credit Union with nearby branch - View 12 Month - $500 Min.

• Prime Alliance Bank	4.50%	Online Rate 12 Month Online CD - $500 Min. Early Withdrawal Penalty is 30 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Beal Bank USA

  4.50%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• Limelight Bank, A division of Capital Community Bank	4.50%	Online Rate 12-Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• Community Credit Union Of Florida

  4.50%

  Credit Union with nearby branch - View 12 Month - $1,000 Min.

• Home Savings Bank (Utah)

  4.50%

  Online Rate with branch - View 12 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months interest.

• TotalDirect, a division of City National Bank of Florida	4.50%	Online Rate 12-Month CD - $25,000 Min. Early Withdrawal Penalty is 6 months interest.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• Trax Federal Credit Union

  4.45%

  Credit Union with nearby branch - View 1 Year Jumbo - $100,000 Min.

• First Internet Bank of Indiana

  4.42%

  Online Rate 1-Year CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bask Bank, a division of Texas Capital Bank	4.40%	Online Rate 12 MONTH - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Sallie Mae Bank	4.40%	Online Rate 12 Month CD - $2,500 Min. Early Withdrawal Penalty is 90 days interest.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Community First Credit Union Of Flo

  4.39%

  Credit Union with nearby branch - View 12 Month Jumbo - $100,000 Min.

• Northrop Grumman Federal Credit Union

  4.38%

  Credit Union with nearby branch - View 12 Month Term YOUth Boost - $250 Min.

• Launch Credit Union

  4.35%

  Credit Union with nearby branch - View 12 Month Special - $1,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.35%

  Online Rate 12 Month - $5,000 Min. Early Withdrawal Penalty is 3 months interest.

• Navy Federal Credit Union	4.35%	Online Rate with branch - View 12 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Bank of Whittier, National Association

  4.34%

  Bank with nearby branch - View 12 Month Certificate of Deposit - $1,000 Min.

• Community First Credit Union Of Flo

  4.34%

  Credit Union with nearby branch - View 12 Month Jr. Jumbo - $45,000 Min.

• Eglin Federal Credit Union

  4.33%

  Credit Union with nearby branch - View 12 Month - $2,500 Min.

• Gte Federal Credit Union

  4.33%

  Credit Union with nearby branch - View Jumbo 12 Months - $100,000 Min.

• Community South Credit Union

  4.32%

  Credit Union with nearby branch - View 12 Month - $500 Min.

• BMO Alto, a division of Bank of Montreal Harris	4.30%	Online Rate 1-year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Gateway First Bank

  4.30%

  Online Rate with branch - View 12 MONTH - $500 Min.

• Ithink Financial Credit Union

  4.30%

  Credit Union with nearby branch - View 12 Month - $1,000 Min.

• Union Bank and Trust Company

  4.30%

  Online Rate 12 MONTH - $1,000 Min.

• Seattle Bank

  4.30%

  Online Rate with branch - View 12 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bread Savings, a division of Bread Financial	4.30%	Online Rate 1-Year CD - $1,500 Min. Early Withdrawal Penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews