A O Smith Employees Federal Credit Union

A O Smith Employees Federal Credit Union is a NCUA insured federal credit union headquartered at 531 N Fourth St, Tipp City, OH 45371.
It was founded in 1952 and has approximately $4 million in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 01, 2025

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-03-31 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-03-06

  Intro APR: 7.250 % After Intro:7.250 %

  $15,000

  Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-04-01

  As low as 6.3% APR on your initial draw*

  $0

  As low as 6.3% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-04-01

  Intro APR: 7.250 % After Intro:7.250 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2025-04-01 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-04-01 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-04-01

  Get up to $500k with no monthly payments, ever.

  $0

  No income requirements or need for perfect credit Your home wealth, to use your way Find out if you qualify in as little as 60 seconds Home Equity Investments are not considered a loan in all states Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-04-01

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-04-01

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-04-01

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-04-01

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• District Lending NMLS ID: 598623 / Updated 2025-04-01

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Green Lending, LLC NMLS ID: 2598612

  6.233%

  $1,945 Fees & Points $3,890 Total 0.900 Pts ($2,880) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.368%

  $1,971 Fees & Points $4,010 Total 0.925 Pts ($2,960) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.446%

  $1,997 Fees & Points $2,368 Total 0.740 Pts ($2,368) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.565%

  $2,021 Fees & Points $2,509 Total 0.784 Pts ($2,509) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.575%

  $2,021 Fees & Points $2,841 Total 0.669 Pts ($2,141) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Rocket Mortgage NMLS ID: 3030

  7.325%

  $2,183 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Neighbors Bank NMLS ID: 491986

  Fees & Points Total Pts ($0) $0 Fees

  0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• FHAloans.com NMLS ID: Not a Lender

  Fees & Points Total Pts ($0) $0 Fees

  2025 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2025

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