Idaho Central Credit Union

Idaho Central Credit Union is a NCUA insured credit union headquartered at 4400 Central Way, Chubbuck, ID 83202.
It was founded in 1940 and has approximately $11,697 million in assets. Customers can open an account at one of its 40 branches.

Deposit Rates - January 24, 2025

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-01-24 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Rate NMLS ID: 2611 / Updated 2025-01-22

  Intro APR: 8.100 % After Intro:8.100 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2024-11-20

  Intro APR: 10.625 % After Intro:10.625 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-01-24 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-01-24

  As low as 8.25% APR on your initial draw*

  $0

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-01-24

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-01-24

  Cash-Out and Home Equity Options Available.

  $0

  Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• United Nations Federal Credit Union NMLS ID: 456916 / Updated 2025-01-24

  Open a line of credit of up to $500,000

  $0

  Open a line of credit of up to $500,000 Borrow from this credit line at any time over the next 10 years Lock in a low rate of 6.5% up to 80% LTV for Year After 12 months rate will only increase to the current Prime Rate! Learn More

• District Lending NMLS ID: 598623 / Updated 2025-01-24

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-01-24 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-01-24

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-01-24

  "Unlock Your Home's Potential"

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Midwest Mortgage Lending NMLS ID: 2262032 License#: RM.804810.000

  6.632%

  $2,023 Fees & Points $4,400 Total 0.875 Pts ($2,800) $1,600 Fees

  live rates online at midwestmrtg.com Learn More

• District Lending NMLS ID: 1835285

  6.644%

  $2,023 Fees & Points $4,800 Total 1.000 Pts ($3,200) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Sebonic NMLS ID: 66247

  6.707%

  $2,049 Fees & Points $2,701 Total 0.844 Pts ($2,701) $0 Fees

  fill in Learn More

• Green Lending, LLC NMLS ID: 2598612 License#: Yes

  6.737%

  $2,049 Fees & Points $3,906 Total 0.905 Pts ($2,896) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.746%

  $2,049 Fees & Points $4,010 Total 0.925 Pts ($2,960) $1,050 Fees

  Pure Rate equals Pure Savings Pure Rate equals Pure Savings Pure Rate equals Pure Savings Learn More

• Loan Pronto NMLS ID: 1661781

  6.754%

  $2,049 Fees & Points $4,468 Total 0.875 Pts ($2,800) $1,668 Fees

  Learn More

• West Capital Lending NMLS ID: 1566096

  6.851%

  $2,076 Fees & Points $3,315 Total 0.489 Pts ($1,565) $1,750 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Northpointe Bank NMLS ID: 447490

  6.852%

  $2,076 Fees & Points $3,353 Total 0.612 Pts ($1,958) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Truss Financial Group NMLS ID: 2006915 License#: RM805287000

  6.858%

  $2,076 Fees & Points $3,545 Total 0.500 Pts ($1,600) $1,945 Fees

  Get your custom rate fully online without giving up your SSN Learn More

• AimLoan.com NMLS ID: 2890 License#: MBMB.850089.000

  6.866%

  $2,076 Fees & Points $3,795 Total 0.875 Pts ($2,800) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! Learn More

• PADDIO NMLS ID: 1907

  6.906%

  $2,103 Fees & Points $1,002 Total 0.313 Pts ($1,002) $0 Fees

  A Modern Mortgage Lender Learn More

• FBC Mortgage NMLS ID: 152859

  6.933%

  $2,103 Fees & Points $1,898 Total 0.593 Pts ($1,898) $0 Fees

  Proud to help you find the home loan of your future Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.965%

  $2,103 Fees & Points $2,918 Total 0.693 Pts ($2,218) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  7.058%

  $2,127 Fees & Points $2,205 Total 0.689 Pts ($2,205) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Advantage Lending NMLS ID: 2592312 License#: RM.805266.000

  7.100%

  $2,129 Fees & Points $3,456 Total 0.648 Pts ($2,074) $1,382 Fees

  Boutique mortgage broker providing personalized service and great rates. We automate our back office tasks, not customer communication. We close loans in as little as 10 days. Learn More

• Rocket Mortgage NMLS ID: 3030

  7.325%

  $2,183 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Neighbors Bank NMLS ID: 491986

  Fees & Points Total Pts ($0) $0 Fees

  0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs Learn More

• FHAloans.com NMLS ID: Not a Lender

  Fees & Points Total Pts ($0) $0 Fees

  2025 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Overview 2025

General Credit Union Information

Branches

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