Merced School Employees Federal Credit Union

Merced School Employees Federal Credit Union is a NCUA insured federal credit union headquartered at P O BOX 1349, MERCED, CA 95341.
It was founded in 1954 and has approximately $785 million in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - February 21, 2025

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-02-21 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-02-11

  Intro APR: 7.350 % After Intro:7.350 %

  $15,000

  Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2025-02-21 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2024-11-20

  Intro APR: 10.625 % After Intro:10.625 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-02-21 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-02-21

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-02-21

  Cash-Out and Home Equity Options Available.

  $0

  Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-02-21

  "Unlock Your Home's Potential"

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-02-21 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-02-21

  As low as 8.25% APR on your initial draw*

  $0

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-02-21

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• District Lending NMLS ID: 598623 / Updated 2025-02-21

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Advantage Lending NMLS ID: 2592312 License#: RM.805266.000

  6.325%

  $1,971 Fees & Points $2,554 Total 0.798 Pts ($2,554) $0 Fees

  Boutique mortgage broker providing personalized service and great rates. We automate our back office tasks, not customer communication. We close loans in as little as 10 days. Learn More

• District Lending NMLS ID: 1835285

  6.380%

  $1,971 Fees & Points $4,400 Total 0.875 Pts ($2,800) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Midwest Mortgage Lending NMLS ID: 2262032 License#: RM.804810.000

  6.399%

  $1,971 Fees & Points $5,050 Total 0.750 Pts ($2,400) $2,650 Fees

  live rates online at midwestmrtg.com Learn More

• West Capital Lending NMLS ID: 1566096

  6.493%

  $1,997 Fees & Points $3,961 Total 0.691 Pts ($2,211) $1,750 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Truss Financial Group NMLS ID: 2006915 License#: RM805287000

  6.528%

  $1,997 Fees & Points $5,145 Total 1.000 Pts ($3,200) $1,945 Fees

  Get your custom rate fully online without giving up your SSN Learn More

• Green Lending, LLC NMLS ID: 2598612 License#: Yes

  6.556%

  $2,021 Fees & Points $2,408 Total 0.437 Pts ($1,398) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.580%

  $2,021 Fees & Points $3,024 Total 0.945 Pts ($3,024) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Sebonic NMLS ID: 66247

  6.591%

  $2,023 Fees & Points $3,027 Total 0.946 Pts ($3,027) $0 Fees

  fill in Learn More

• FBC Mortgage NMLS ID: 152859

  6.699%

  $2,049 Fees & Points $2,454 Total 0.767 Pts ($2,454) $0 Fees

  Proud to help you find the home loan of your future Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.704%

  $2,049 Fees & Points $2,610 Total 0.597 Pts ($1,910) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.709%

  $2,049 Fees & Points $2,790 Total 0.872 Pts ($2,790) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• AimLoan.com NMLS ID: 2890 License#: MBMB.850089.000

  6.723%

  $2,049 Fees & Points $3,245 Total 0.703 Pts ($2,250) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! Learn More

• Refi.com NMLS ID: 1907 License#: Ohio

  6.930%

  $2,103 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Explore competitive refinance rates Request a personalized, no-obligation quote today Customize your refi quote based on your goals Learn More

• Rocket Mortgage NMLS ID: 3030

  6.973%

  $2,103 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• PenFed Credit Union NMLS ID: 401822

  7.034%

  $2,103 Fees & Points $5,200 Total 0.625 Pts ($2,000) $3,200 Fees

  Let PenFed Bring You Home With Confidence Let PenFed Bring You Home With Confidence Let PenFed Bring You Home With Confidence Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• Neighbors Bank NMLS ID: 491986

  Fees & Points Total Pts ($0) $0 Fees

  0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• FHAloans.com NMLS ID: Not a Lender

  Fees & Points Total Pts ($0) $0 Fees

  2025 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Overview 2025

General Credit Union Information

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