Sandia Area Federal Credit Union

Sandia Area Federal Credit Union is a NCUA insured federal credit union headquartered at P.O. Box 18044, Albuquerque, NM 87185.
It was founded in 1956 and has approximately $1,209 million in assets. Customers can open an account at one of its 13 branches.

Deposit Rates - February 14, 2025

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-02-14 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-02-11

  Intro APR: 7.350 % After Intro:7.350 %

  $15,000

  Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-02-14

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate NMLS ID: 2611 / Updated 2025-02-07

  Intro APR: 7.500 % After Intro:7.500 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2024-11-20

  Intro APR: 10.625 % After Intro:10.625 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-02-14

  "Unlock Your Home's Potential"

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-02-14 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-02-14

  Get up to $500k with no monthly payments, ever.

  $0

  No income requirements Your home wealth, to use your way No need for perfect credit Find out if you qualify in as little as 60 seconds Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-02-14

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-02-14

  As low as 8.25% APR on your initial draw*

  $0

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2025-02-14 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• District Lending NMLS ID: 598623 / Updated 2025-02-14

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-02-14

  Cash-Out and Home Equity Options Available.

  $0

  Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-02-14 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Advantage Lending NMLS ID: 2592312 License#: RM.805266.000

  6.325%

  $1,971 Fees & Points $2,522 Total 0.788 Pts ($2,522) $0 Fees

  Boutique mortgage broker providing personalized service and great rates. We automate our back office tasks, not customer communication. We close loans in as little as 10 days. Learn More

• Price Mortgage, LLC NMLS ID: 1429043 License#: RM.804500.000

  6.403%

  $1,971 Fees & Points $5,200 Total 0.625 Pts ($2,000) $3,200 Fees

  No Lender Fees (Yes - $0) Wholesale Interest Rates Available 21 Day Average Closing Time! Learn More

• District Lending NMLS ID: 1835285

  6.482%

  $1,997 Fees & Points $3,600 Total 0.625 Pts ($2,000) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.494%

  $1,997 Fees & Points $4,010 Total 0.925 Pts ($2,960) $1,050 Fees

  Pure Rate equals Pure Savings Pure Rate equals Pure Savings Pure Rate equals Pure Savings Learn More

• West Capital Lending NMLS ID: 1566096

  6.496%

  $1,997 Fees & Points $4,083 Total 0.729 Pts ($2,333) $1,750 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Green Lending, LLC NMLS ID: 2598612 License#: Yes

  6.560%

  $2,021 Fees & Points $2,540 Total 0.478 Pts ($1,530) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• FBC Mortgage NMLS ID: 152859

  6.578%

  $2,021 Fees & Points $2,947 Total 0.921 Pts ($2,947) $0 Fees

  Proud to help you find the home loan of your future Learn More

• Truss Financial Group NMLS ID: 2006915 License#: RM805287000

  6.630%

  $2,023 Fees & Points $4,345 Total 0.750 Pts ($2,400) $1,945 Fees

  Get your custom rate fully online without giving up your SSN Learn More

• Northpointe Bank NMLS ID: 447490

  6.636%

  $2,023 Fees & Points $4,534 Total 0.981 Pts ($3,139) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.718%

  $2,049 Fees & Points $3,074 Total 0.742 Pts ($2,374) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• AimLoan.com NMLS ID: 2890 License#: MBMB.850089.000

  6.746%

  $2,049 Fees & Points $4,000 Total 0.939 Pts ($3,005) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.833%

  $2,076 Fees & Points $2,730 Total 0.853 Pts ($2,730) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Refi.com NMLS ID: 1907 License#: Ohio

  6.918%

  $2,103 Fees & Points $1,402 Total 0.438 Pts ($1,402) $0 Fees

  Explore competitive refinance rates Request a personalized, no-obligation quote today Customize your refi quote based on your goals Learn More

• PenFed Credit Union NMLS ID: 401822

  7.148%

  $2,129 Fees & Points $4,800 Total 0.500 Pts ($1,600) $3,200 Fees

  Let PenFed Bring You Home With Confidence Let PenFed Bring You Home With Confidence Let PenFed Bring You Home With Confidence Learn More

• Rocket Mortgage NMLS ID: 3030

  7.576%

  $2,238 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Learn More

• Neighbors Bank NMLS ID: 491986

  Fees & Points Total Pts ($0) $0 Fees

  0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• FHAloans.com NMLS ID: Not a Lender

  Fees & Points Total Pts ($0) $0 Fees

  2025 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Overview 2025

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