Credit Unions | University Federal Credit Union

University Federal Credit Union

University Federal Credit Union is a NCUA insured federal credit union headquartered at PO BOX 9350, AUSTIN, TX 78766.
It was founded in 1936 and has approximately $4,121 million in assets. Customers can open an account at one of its 27 branches.

Deposit Rates - December 27, 2024

SAVINGS RATES	APY	MIN
SAV	0.25%	$5	Compare
SAV	0.01%	$100	Compare

CD RATES	APY	MIN
3 Mo CD	4.00%	$1,000	Compare
6 Mo CD	4.00%	$1,000	Compare
12 Mo CD	4.00%	$1,000	Compare
24 Mo CD	4.00%	$1,000	Compare
36 Mo CD	3.85%	$1,000	Compare
48 Mo CD	4.00%	$1,000	Compare
60 Mo CD	3.50%	$1,000	Compare

MM RATES	APY	MIN
Money Market	0.06%	$0	Compare
Money Market	0.01%	$10,000	Compare
Money Market	0.12%	$50,000	Compare
Money Market	0.31%	$100,000	Compare
Money Market	0.86%	$500,000	Compare
Money Market	2.18%	$1,000,000	Compare

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2024-12-27
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Rate
NMLS ID: 2611 / Updated 2024-12-17

Intro APR: 7.900 %
After Intro:7.900 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Achieve Loans
NMLS ID: 1810501 / Updated 2024-11-20

Intro APR: 10.625 %
After Intro:10.625 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2024-12-27
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $20k-$400k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2024-12-27

"Unlock Your Home's Potential"

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2024-12-27

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

PenFed Credit Union
NMLS ID: 401822 / Updated 2024-12-27
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Spring EQ
NMLS ID: 1464945 / Updated 2024-12-27

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

New American Funding, LLC
NMLS ID: 6606 / Updated 2024-12-27

Cash-Out and Home Equity Options Available.

Home Improvement, Buy a Vacation Home
303k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

District Lending
NMLS ID: 598623 / Updated 2024-12-27

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

Upstart
NMLS ID: 2443873 / Updated 2024-12-27

As low as 8.25% APR on your initial draw*

As low as 8.25% APR on your initial draw*
Get your money up to 5x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Sebonic
NMLS ID: 66247

6.710%

$2,049 Fees & Points $2,829 Total
0.884 Pts ($2,829)
$0 Fees

fill in

West Capital Lending
NMLS ID: 1566096

6.762%

$2,049 Fees & Points $4,544 Total
0.873 Pts ($2,794)
$1,750 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000

6.864%

$2,076 Fees & Points $3,741 Total
0.858 Pts ($2,746)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

PADDIO
NMLS ID: 1907

6.942%

$2,103 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

A Modern Mortgage Lender

Beeline Loans, Inc.
NMLS ID: 1799947

6.961%

$2,103 Fees & Points $2,807 Total
0.565 Pts ($1,808)
$999 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.986%

$2,103 Fees & Points $3,606 Total
0.908 Pts ($2,906)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000

7.087%

$2,129 Fees & Points $3,046 Total
0.520 Pts ($1,664)
$1,382 Fees

Boutique mortgage broker providing personalized service and great rates.
We automate our back office tasks, not customer communication.
We close loans in as little as 10 days.

Rocket Mortgage
NMLS ID: 3030

7.325%

$2,183 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

A+ Rating with the Better Business Bureau
Highest in Customer Satisfaction in the US
Calculate Your New Payment for Free Today

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

FHAloans.com
NMLS ID: Not a Lender

Fees & Points Total
Pts ($0)
$0 Fees

2025 FHA Loan tools and resources
Find answers to your mortgage questions
Easy to qualify, no obligation

Neighbors Bank
NMLS ID: 491986

Fees & Points Total
Pts ($0)
$0 Fees

Minimum 620 credit score needed to prequalify
0% down USDA loan for rural homebuyers
97% of borrowers would recommend to friends or family

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Overview 2024

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 1367
Date Established	1936
Assets	$4,121.30 million
Loans	$3,085.88 million
Deposits	$3,303.56 million
Capital	$367.14 million

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Branches

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University Federal Credit Union

Deposit Rates - December 27, 2024

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2024

General Credit Union Information

Customer Reviews for University Federal Credit Union

Branches

University Federal Credit Union Locations

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