
Valley Credit Union
Valley Credit Union ACH Number: 323276401
Valley Credit Union is a NCUA insured credit union
headquartered at PO BOX 12903, SALEM, OR 97309.
It was founded in 1957 and has approximately
$117 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - April 01, 2025
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
1.75% | $500 | Compare |
9 Mo CD
|
3.70% | $500 | Compare |
12 Mo CD
|
2.00% | $500 | Compare |
24 Mo CD
|
2.25% | $500 | Compare |
36 Mo CD
|
2.50% | $500 | Compare |
48 Mo CD
|
2.60% | $500 | Compare |
60 Mo CD
|
2.70% | $500 | Compare |
Featured Home Equity Rates
-
Sponsored
-
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-03-06Intro APR: 7.250 %
After Intro:7.250 %
$15,000 -
Tap Into the Equity of Your Home to Get The Cash You Need $0 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-04-01Intro APR: 7.250 %
After Intro:7.250 %
$15,000 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-04-01Get cash now in exchange for a percentage of your homes future equity. $0 -
Upstart
NMLS ID: 2443873 / Updated 2025-04-01As low as 6.3% APR on your initial draw* $0 -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-04-01Cash-Out and Home Equity Options Available. $0 -
District Lending
NMLS ID: 598623 / Updated 2025-04-01No Lender Fees $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-04-01Unlock Your Home's Potential $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-04-01Home Equity Loans & Refinance – Cash out $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-04-01Get up to $500k with no monthly payments, ever. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Green Lending, LLC
NMLS ID: 25986126.233% $1,945 Fees & Points $3,890 Total
0.900 Pts ($2,880)
$1,010 Fees -
Pure Rate Mortgage
NMLS ID: 25784746.368% $1,971 Fees & Points $4,010 Total
0.925 Pts ($2,960)
$1,050 Fees -
Beeline Loans, Inc.
NMLS ID: 17999476.446% $1,997 Fees & Points $2,368 Total
0.740 Pts ($2,368)
$0 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.565% $2,021 Fees & Points $2,509 Total
0.784 Pts ($2,509)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.575% $2,021 Fees & Points $2,841 Total
0.669 Pts ($2,141)
$700 Fees -
Rocket Mortgage
NMLS ID: 30307.325% $2,183 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Neighbors Bank
NMLS ID: 491986Fees & Points Total
Pts ($0)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 1799947Fees & Points Total
Pts ($0)
$0 Fees -
FHAloans.com
NMLS ID: Not a LenderFees & Points Total
Pts ($0)
$0 Fees -
Top Flite Financial
NMLS ID: 4181Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
NCUA Insured | Yes / State-Chartered |
Charter Number | # 64169 |
Date Established | 1957 |
Assets | $116.91 million |
Loans | $84.68 million |
Deposits | $100.19 million |
Capital | $14.40 million |
Financial Note
As of June 30, 2022, our net ratio ratio is 13.27% and our Texas Ratio is 4.26%.
Valley Credit Union's History
In 1930, Salem Postal Credit Union (SPCU) was formed to provide competitive and convenient financial services, while maintaining sound, financial practices. At first, SPCU served only members in Salem but in later years changes were made to allow postal employees in the 973xx zip codes to join.
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
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