Valley Credit Union
Valley Credit Union ACH Number: 323276401
Valley Credit Union is a NCUA insured credit union
headquartered at PO BOX 12903, SALEM, OR 97309.
It was founded in 1957 and has approximately
$117 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - January 10, 2025
Featured Home Equity Rates
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Sponsored
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Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Rate
NMLS ID: 2611 / Updated 2024-12-17Intro APR: 7.900 %
After Intro:7.900 %
$25,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2024-11-20Intro APR: 10.625 %
After Intro:10.625 %
$0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. $0 -
District Lending
NMLS ID: 598623 / Updated 2025-01-10No Lender Fees $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-01-10Home Equity Loans & Refinance – Cash out $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-01-10"Unlock Your Home's Potential" $0 -
Upstart
NMLS ID: 2443873 / Updated 2025-01-10As low as 8.25% APR on your initial draw* $0 -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-01-10Cash-Out and Home Equity Options Available. $0 -
Tap Into the Equity of Your Home to Get The Cash You Need $0 -
Home Equity Line of Credit - Equal Housing Lender $0 -
Spring EQ
NMLS ID: 1464945 / Updated 2025-01-10The leader for homeowners tapping cash from their homes since 2016. $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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6.770% $2,049 Fees & Points $4,800 Total
0.500 Pts ($1,600)
$3,200 Fees -
District Lending
NMLS ID: 18352856.770% $2,049 Fees & Points $4,800 Total
1.000 Pts ($3,200)
$1,600 Fees -
Sebonic
NMLS ID: 662476.833% $2,076 Fees & Points $2,726 Total
0.852 Pts ($2,726)
$0 Fees -
Pure Rate Mortgage
NMLS ID: 25784746.848% $2,076 Fees & Points $3,210 Total
0.675 Pts ($2,160)
$1,050 Fees -
West Capital Lending
NMLS ID: 15660966.892% $2,076 Fees & Points $4,659 Total
0.909 Pts ($2,909)
$1,750 Fees -
6.894% $2,076 Fees & Points $4,745 Total
0.875 Pts ($2,800)
$1,945 Fees -
6.997% $2,103 Fees & Points $3,987 Total
0.935 Pts ($2,992)
$995 Fees -
6.997% $2,103 Fees & Points $4,191 Total
0.994 Pts ($3,181)
$1,010 Fees -
PenFed Credit Union
NMLS ID: 4018227.047% $2,103 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
PADDIO
NMLS ID: 19077.058% $2,127 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 17999477.078% $2,129 Fees & Points $2,519 Total
0.475 Pts ($1,520)
$999 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258947.082% $2,127 Fees & Points $2,991 Total
0.716 Pts ($2,291)
$700 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10677.179% $2,156 Fees & Points $1,725 Total
0.539 Pts ($1,725)
$0 Fees -
7.236% $2,156 Fees & Points $3,753 Total
0.741 Pts ($2,371)
$1,382 Fees -
Rocket Mortgage
NMLS ID: 30307.338% $2,183 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees -
Top Flite Financial
NMLS ID: 4181Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 1799947Fees & Points Total
Pts ($0)
$0 Fees -
FHAloans.com
NMLS ID: Not a LenderFees & Points Total
Pts ($0)
$0 Fees -
Neighbors Bank
NMLS ID: 491986Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
NCUA Insured | Yes / State-Chartered |
Charter Number | # 64169 |
Date Established | 1957 |
Assets | $116.91 million |
Loans | $84.68 million |
Deposits | $100.19 million |
Capital | $14.40 million |
Financial Note
As of June 30, 2022, our net ratio ratio is 13.27% and our Texas Ratio is 4.26%.
Valley Credit Union's History
In 1930, Salem Postal Credit Union (SPCU) was formed to provide competitive and convenient financial services, while maintaining sound, financial practices. At first, SPCU served only members in Salem but in later years changes were made to allow postal employees in the 973xx zip codes to join.
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
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