
Valley Credit Union
Valley Credit Union ACH Number: 323276401
Valley Credit Union is a NCUA insured credit union
headquartered at PO BOX 12903, SALEM, OR 97309.
It was founded in 1957 and has approximately
$116 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - April 22, 2025
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
1.75% | $500 | Compare |
9 Mo CD
|
3.70% | $500 | Compare |
12 Mo CD
|
2.00% | $500 | Compare |
24 Mo CD
|
2.25% | $500 | Compare |
36 Mo CD
|
2.50% | $500 | Compare |
48 Mo CD
|
2.60% | $500 | Compare |
60 Mo CD
|
2.70% | $500 | Compare |
Featured Home Equity Rates
-
Sponsored
-
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-04-10Intro APR: 7.400 %
After Intro:7.400 %
$15,000 -
Upstart
NMLS ID: 2443873 / Updated 2025-04-21As low as 6.3% APR on your initial draw* $0 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-04-21Intro APR: 7.400 %
After Intro:7.400 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-03-31Intro APR: 8.750 %
After Intro:8.750 %
$0 -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-04-21Cash-Out and Home Equity Options Available. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-04-21Unlock Your Home's Potential $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-04-21Get up to $500k with no monthly payments, ever. $0 -
Tap Into the Equity of Your Home to Get The Cash You Need $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-04-21Get cash now in exchange for a percentage of your homes future equity. $0 -
District Lending
NMLS ID: 598623 / Updated 2025-04-21No Lender Fees $0 -
Home Equity Line of Credit - Equal Housing Lender $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-04-21Home Equity Loans & Refinance – Cash out $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Green Lending, LLC
NMLS ID: 25986126.600% $2,021 Fees & Points $3,896 Total
0.902 Pts ($2,886)
$1,010 Fees -
Beeline Loans, Inc.
NMLS ID: 17999476.839% $2,076 Fees & Points $2,934 Total
0.917 Pts ($2,934)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.860% $2,076 Fees & Points $3,609 Total
0.909 Pts ($2,909)
$700 Fees -
West Capital Lending
NMLS ID: 15660967.019% $2,103 Fees & Points $4,688 Total
0.918 Pts ($2,938)
$1,750 Fees -
PenFed Credit Union
NMLS ID: 4018227.047% $2,103 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Rocket Mortgage
NMLS ID: 30307.589% $2,238 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 1799947Fees & Points Total
Pts ($0)
$0 Fees -
Top Flite Financial
NMLS ID: 4181Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees -
FHAloans.com
NMLS ID: Not a LenderFees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
NCUA Insured | Yes / State-Chartered |
Charter Number | # 64169 |
Date Established | 1957 |
Assets | $116.20 million |
Loans | $85.08 million |
Deposits | $100.02 million |
Capital | $14.15 million |
Financial Note
As of June 30, 2022, our net ratio ratio is 13.27% and our Texas Ratio is 4.26%.
Valley Credit Union's History
In 1930, Salem Postal Credit Union (SPCU) was formed to provide competitive and convenient financial services, while maintaining sound, financial practices. At first, SPCU served only members in Salem but in later years changes were made to allow postal employees in the 973xx zip codes to join.
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
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