Webster Bank, National Association

Para obtener información sobre el banco en línea Brio Direct, a division of Webster Bank, haga clic aquí .

Webster Bank, National Association es una institución asegurada por la FDIC con sede en 1959 Summer St, Stamford, CT 06905.
Fue fundada en 1870 y tiene aproximadamente $79 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 184 sucursales.

Tasas de Depósito - Abril 02, 2025

TASAS DE AHORRO APY MIN
Savings
0.02% $2,500 Comparar
TASAS DE CD APY MIN
6 Mo CD
0.10% $10,000 Comparar
6 Mo CD
0.10% $100,000 Comparar
12 Mo CD
0.20% $10,000 Comparar
12 Mo CD
0.20% $100,000 Comparar
18 Mo CD
0.20% $10,000 Comparar
18 Mo CD
0.20% $100,000 Comparar
24 Mo CD
0.20% $10,000 Comparar
24 Mo CD
0.20% $100,000 Comparar
30 Mo CD
0.35% $10,000 Comparar
30 Mo CD
0.35% $100,000 Comparar
36 Mo CD
0.35% $10,000 Comparar
36 Mo CD
0.35% $100,000 Comparar
48 Mo CD
0.35% $10,000 Comparar
48 Mo CD
0.35% $100,000 Comparar
60 Mo CD
0.75% $10,000 Comparar
60 Mo CD
0.75% $100,000 Comparar
TARIFAS MM APY MIN
Mercado Monetario
0.01% $2,500 Comparar
Mercado Monetario
0.02% $10,000 Comparar
Mercado Monetario
0.02% $25,000 Comparar
TASAS FIJAS DE IRA APY MIN
Fixed IRA
0.20% $1
TARIFAS DE CHECKING INT APY MIN
Int Ckg
0.01% $2,500

Descripción General 2025

Información General del Banco

Asegurada por la FDIC
Certificado FDIC # 18221
Fecha de Establecimiento 1870
Activos $ 79.38 mil millones
Préstamos $ 51.38 mil millones
Depósitos $ 64.84 mil millones
Capital $ 9.56 mil millones

Resumen del Balance General al September 30, 2024

Activos
Efectivo y saldos adeudados por instituciones depositarias $ 3.20 mil millones
Saldos que devengan intereses $ 3.03 mil millones
Total de valores $ 17.16 mil millones
Fondos federales vendidos y recompra inversa $ 0.38 millón
Préstamos y arrendamientos netos $ 51.38 mil millones
Provisión para pérdidas de préstamos $ 687.80 millón
Activos de la cuenta de trading $ 83.23 millón
Locales bancarios y activos fijos N.A.
Otros bienes inmuebles de su propiedad $ 1.15 millón
Fondo de comercio y otros intangibles $ 3.21 mil millones
Todos los demás activos $ 3.15 mil millones
     Activos totales $ 69.81 mil millones

PASIVO
Depósitos totales $ 64.84 mil millones
      Depósitos que devengan intereses $ 53.99 mil millones
      Depósitos mantenidos en oficinas nacionales $ 64.84 mil millones
      % asegurada (estimada)" 66.96%
Fondos federales adquiridos y acuerdos de recompra $ 100.23 millón
Pasivos comerciales $ 179.58 millón
Otros fondos prestados $ 2.66 mil millones
Deuda subordinada N.A.
Todos los demás pasivos $ 974.09 millónn
      Pasivos totales $ 69.81 mil millones
      Patrimonio de los accionistas $ 9.56 mil millones

Estado de resultados resumido al mes de September 30, 2024

INGRESOS Y GASTOS
Ingresos totales por intereses $ 2.94 mil millones
Gasto total por Intereses $ 1,186.68 millón
Ingresos netos por Intereses $ 1,750.14 millón
Provisión para pérdidas por préstamos y arrendamientos $ 158.50 millón
Ingresos totales no financieros $ 270.53 millón
Gastos totales no financieros $ 994.83 millón
Ingresos operativos netos antes de impuestos $ 250.30 millón

Reseñas de clientes para Webster Bank, National Association (11)

Calificada 1.27 estrellas fuera de 5 - residencia en 11 reseñas
  • Absolutely the worst bank imaginable. I thought my mind was playing tricks on me, but no it is basically a fraud on the public.

  • I stuck it out for a while but finally closed my account because of lack of rate competitiveness. It is impossible to overstate what a shit organization this place is. Going back to Synchrony which is also bad. Should have done this earlier.

    Reseña sobre la Banca en Línea
  • Brio is committing open fraud by advertising one savings rate and delivering another to long-time customers. I have filed a complaint with the OCC.

    Reseña sobre la Banca en Línea
  • Provides a level of service and nonsense which would never be acceptable from a brick-and-mortar bank so it doesn't work for an online bank either.

  • One to avoid the entire way around.

  • I moved all my money out as saving rates are for new customers only. Website is terrible,

  • First the good: CSR is immediate and the young ladies who answer the phone are incredibly nice. Then the bad: Just about everything else- changing rates only for new customers, 6 day transfer delays (easily defeated through external transfers, but why?), website that looks like a 1st graders project, etc. I love the rate, even though they are not always competitive, but I've decided that I cannot trust my money to them. (and I can beat these rates in US Treasuries anyway).

  • I've been an account holder since the spring. I went through the period where they changed the name and only gave the new rate to new customers or those opening a new account. I only caught it because of ratesandinfo and would have been still earning 2.15% had it not been for this site (I imagine many are still only catching it now). I had to call once for some info or something and CSR was helpful. So that is all fine. What really gets me though is the transfer delays and the crappy website. With this, I have this alternating feeling that I have either dealing with some well-intentioned jokers in a back room in Queens or some con artists in downtown Brooklyn. I don't really want to stick around to find out for an extra 0.15%.

  • Do not open an account with this bank. They are still charging exorbitant fees for more than 6 withdrawals per statement cycle, even though those rules have been suspended by the US treasury. Brio's cycle is from the 15th of the month. Everything counts, including trial deposits. Got me for $60 and then when I called and complained they offered to split the difference. Find a different online bank!

  • Hello! I opened an account at this bank a few months ago when it was the best rate around. I was pissed when they raised rates for new customers and left me at 2.15% but that was corrected with a call. Then yesterday, we were speaking about these online accounts in the office and my cubicle-mate told me that Brio Direct used to be called Sterling National. Sterling National is the bank that ripped off cab drivers and convinced them to pay $1 1/2 million for medallions in New York, Chicago and maybe some other cities. The entire thing was a scam that left these poor folks indebted to the bank for the last 7-8 years, until the City of New York (us, the taxpayers) came to bail everyone out earlier this year. Needless to say, I am closing my account. The moral of my story is know who you are facilitating and what kind of awful behavior they are engaged in. I won't bank with Chase and Citi and Goldman Sachs due to their oil and gas lending but now I can add these guys to list.


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