Best Home Equity Line of Credit Rates for Michigan, MI
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Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-14As low as 6.52% APR on your initial draw* -
Intro APR: 6.240 %
After Intro:6.240 %
$0 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.740 %
After Intro:6.740 %
$0 -
Intro APR: 6.817 %
After Intro:6.817 %
$25,000 -
Intro APR: 6.819 %
After Intro:6.819 %
$25,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11Intro APR: 7.770 %
After Intro:7.770 %
$20,800 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-14Get cash now in exchange for a percentage of your homes future equity. -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-14Home Equity Loans & Refinance – Cash out -
Renofi
NMLS ID: 1802847 / Updated 2026-02-14Renovating? Work with experts in renovation financing -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-14Get up to $600k with no monthly payments, ever. -
United Bank
NMLS ID: 522399 Updated 2025-10-107.250 %
$0 -
Teachers CU
NMLS ID: 686706 Updated 2025-10-107.250 %
$0 -
Credit Union One
NMLS ID: 440839 Updated 2025-10-108.490 %
$0 -
1st Source
NMLS ID: 645641 Updated 2025-10-107.500 %
$0 -
Fifth Third
NMLS ID: 403245 Updated 2025-10-107.250 %
$0 -
Macatawa Bank
NMLS ID: 410490 Updated 2025-10-107.400 %
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HSBC
NMLS ID: 399799 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 8.600 %
Intro Period: 12 months
$25,000 -
KeyBank - Syracuse
NMLS ID: 399797 Updated 2025-10-108.700 %
$0 -
Huntington Bank
NMLS ID: 412667 Updated 2025-10-107.340 %
$40,000 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-107.500 %
$0 -
Washington Trust Bank
NMLS ID: 728368 Updated 2025-10-108.000 %
$0 -
Lake Michigan CU
NMLS ID: 442967 Updated 2025-10-107.240 %
$0 -
Consumers Credit Union
NMLS ID: 414712 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 7.250 %
Intro Period: 12 months
$0 -
State Savings Bank
NMLS ID: 561530 Updated 2025-10-107.000 %
$0 -
Bank of America
NMLS ID: 399802 Updated 2025-10-10Intro APR: 5.240 %
After Intro: 8.240 %
Intro Period: 6 months
$100,000 -
DFCU Financial
NMLS ID: 409709 Updated 2025-10-107.250 %
$0 -
Lake Trust Credit Union
NMLS ID: 695868 Updated 2025-10-107.500 %
$0 -
Comerica Bank
NMLS ID: 480990 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 8.000 %
Intro Period: 6 months
$0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Westfield Bank
1.993 % Varies -
Academy Bank, National Association
2.490 % Varies -
Centreville Bank
2.990 % Varies -
Pnc Bank, National Association
3.740 % Varies -
Pentagon Federal Credit Union
3.750 % Varies -
Wheaton Bank & Trust, National Association
3.790 % Varies -
Citibank
3.990 % Varies -
Orrstown Bank
4.350 % Varies -
State Employees' Credit Union
4.500 % Varies -
State Employees Cu Of Maryland, Inc Credit Union
4.750 % Varies -
Alliant Credit Union
4.750 % Varies -
Lake Michigan Credit Union
5.240 % Varies -
Central Savings Bank
5.250 % Varies -
Horizon Bank Of Michigan City, Indiana
5.250 % Varies -
Honor Bank
5.250 % Varies -
Highpoint Community Bank
5.250 % Varies -
Monroe Bank & Trust
5.250 % Varies -
Oxford Bank
5.500 % Varies -
Eaton Community Bank
5.500 % Varies -
Everbank, National Association
5.500 % Varies -
Michigan State University Federal Credit Union
5.500 % Varies -
Virginia Credit Union, Inc.,
5.500 % Varies -
Citizens Equity First Credit Union
5.540 % Varies -
United Nations Federal Credit Union
5.630 % Varies -
Charles Schwab Bank, Ssb
5.740 % Varies -
Navy Federal Credit Union
5.750 % Varies -
Jovia Financial Federal Credit Union
5.990 % Varies -
Union Bank
6.000 % Varies -
First State Bank Michigan
6.000 % Varies -
Northstar Bank
6.250 % Varies -
Dfcu Financial Credit Union
6.250 % Varies -
Bank Of America, National Association
6.490 % Varies -
Logix Federal Credit Union
6.490 % Varies -
Meridian Bank
6.750 % Varies -
Macatawa Bank, National Association
7.000 % Varies -
St. Anne's
7.490 % Varies -
First Community Credit Union Of Chesterfield
7.490 % Varies -
Fall River Five Cents Savings Bank
7.500 % Varies -
Choiceone Bank
7.750 % Varies -
Unity Bank
7.750 % Varies -
Flagstar Bank, National Association
8.240 % Varies -
Harborone Bank
8.490 % Varies -
D. L. Evans Bank
8.500 % Varies -
The Bank Of Princeton
8.500 % Varies -
U.s. Bank National Association
8.650 % Varies
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