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Featured Home Equity Rates in California

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-02-10 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Rate NMLS ID: 2611 / Updated 2025-02-07

  Intro APR: 7.500 % After Intro:7.500 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-02-10

  "Unlock Your Home's Potential"

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2024-11-20

  Intro APR: 10.625 % After Intro:10.625 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• The Loan Exchange NMLS ID: 1637539 / Updated 2024-11-18

  Intro APR: 10.950 % After Intro:10.950 %

  $0

  Up to $250,000 in Home Equity Line of Credit. Your rate will never go above the start rate. It can only go lower. Low monthly payment - Interest only for the first 5 years Get approved online in less than 5 minutes. Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2025-02-10 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-02-10 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-02-10

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-02-10

  Cash-Out and Home Equity Options Available.

  $0

  Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-02-10 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-02-10

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• District Lending NMLS ID: 598623 / Updated 2025-02-10

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-02-10

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in California

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Direct Home Lending NMLS ID: 274058

  6.339%

  $1,971 Fees & Points $2,999 Total 0.906 Pts ($2,899) $100 Fees

  A Better Type of Home Lending Learn More

• Saxton Mortgage NMLS ID: 1717191

  6.379%

  $1,971 Fees & Points $4,427 Total 0.990 Pts ($3,168) $1,259 Fees

  fill in Learn More

• Equity Capital Home Loans NMLS ID: 1689962 License#: 02053435

  6.457%

  $1,997 Fees & Points $2,752 Total 0.860 Pts ($2,752) $0 Fees

  Fill In Learn More

• District Lending NMLS ID: 1835285

  6.494%

  $1,997 Fees & Points $4,000 Total 0.750 Pts ($2,400) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• West Capital Lending NMLS ID: 1566096

  6.499%

  $1,997 Fees & Points $4,156 Total 0.752 Pts ($2,406) $1,750 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.584%

  $2,023 Fees & Points $2,810 Total 0.550 Pts ($1,760) $1,050 Fees

  Pure Rate equals Pure Savings Pure Rate equals Pure Savings Pure Rate equals Pure Savings Learn More

• Valley West Mortgage NMLS ID: 65506

  6.605%

  $2,023 Fees & Points $3,575 Total 0.750 Pts ($2,400) $1,175 Fees

  Fill IN Learn More

• AimLoan.com NMLS ID: 2890 License#: 413-0477

  6.623%

  $2,023 Fees & Points $4,125 Total 0.978 Pts ($3,130) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! Learn More

• Truss Financial Group NMLS ID: 2006915 License#: 60DBO-149268

  6.630%

  $2,023 Fees & Points $4,345 Total 0.750 Pts ($2,400) $1,945 Fees

  Get your custom rate fully online without giving up your SSN Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.690%

  $2,049 Fees & Points $2,160 Total 0.675 Pts ($2,160) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Promise Home Loans NMLS ID: 2372318 License#: 02194950

  6.711%

  $2,023 Fees & Points $7,061 Total 0.644 Pts ($2,061) $5,000 Fees

  Your Home, Our Promise Offers fast prequalification Top 5-star reviews Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.737%

  $2,049 Fees & Points $3,718 Total 0.943 Pts ($3,018) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Northpointe Bank NMLS ID: 447490

  6.741%

  $2,049 Fees & Points $3,833 Total 0.762 Pts ($2,438) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.840%

  $2,076 Fees & Points $2,954 Total 0.923 Pts ($2,954) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Refi.com NMLS ID: 1907 License#: California

  6.967%

  $2,103 Fees & Points $3,002 Total 0.938 Pts ($3,002) $0 Fees

  Explore competitive refinance rates Request a personalized, no-obligation quote today Customize your refi quote based on your goals Learn More

• Agave Home Loans NMLS ID: 1951574 License#: DFPI-60DBO-112121

  7.082%

  $2,127 Fees & Points $3,164 Total 0.927 Pts ($2,966) $198 Fees

  Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating Learn More

• PenFed Credit Union NMLS ID: 401822

  7.160%

  $2,129 Fees & Points $5,200 Total 0.625 Pts ($2,000) $3,200 Fees

  Let PenFed Bring You Home With Confidence Let PenFed Bring You Home With Confidence Let PenFed Bring You Home With Confidence Learn More

• Rocket Mortgage NMLS ID: 3030

  7.576%

  $2,238 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.