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Featured Home Equity Rates in Washington

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-03-06

  Intro APR: 7.250 % After Intro:7.250 %

  $15,000

  Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-04-02

  Get up to $500k with no monthly payments, ever.

  $0

  No income requirements or need for perfect credit Your home wealth, to use your way Find out if you qualify in as little as 60 seconds Home Equity Investments are not considered a loan in all states Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-04-02

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-04-02

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-04-02

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-04-02 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-04-02

  As low as 6.3% APR on your initial draw*

  $0

  As low as 6.3% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2025-04-02 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Washington

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Basis Lending, LLC NMLS ID: 2463124

  6.059%

  $1,893 Fees & Points $6,506 Total 1.000 Pts ($3,200) $3,306 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• Direct Home Lending NMLS ID: 274058 License#: 1234564

  6.204%

  $1,945 Fees & Points $2,691 Total 0.841 Pts ($2,691) $0 Fees

  A Better Type of Home Lending Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.333%

  $1,971 Fees & Points $2,810 Total 0.550 Pts ($1,760) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Green Lending, LLC NMLS ID: 2598612

  6.352%

  $1,971 Fees & Points $3,676 Total 0.833 Pts ($2,666) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653

  6.470%

  $1,997 Fees & Points $3,184 Total 0.995 Pts ($3,184) $0 Fees

  Underwritten Pre-approvals - Close in 3 week or less Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.485%

  $1,997 Fees & Points $3,708 Total 0.940 Pts ($3,008) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Barrett Financial Group NMLS ID: 181106 License#: 1998387

  6.539%

  $1,971 Fees & Points $9,925 Total 0.982 Pts ($3,142) $6,783 Fees

  Refinance Smart, Save More – Washington’s Trusted Mortgage Broker Learn More

• Agave Home Loans NMLS ID: 1951574 License#: CL-1951574

  6.960%

  $2,103 Fees & Points $2,934 Total 0.855 Pts ($2,736) $198 Fees

  Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating Combine high-interest debts into one loan with a lower interest rate Get a Quick Quote Learn More

• Rocket Mortgage NMLS ID: 3030

  7.451%

  $2,211 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• FHAloans.com NMLS ID: Not a Lender

  Fees & Points Total Pts ($0) $0 Fees

  2025 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.