AB&T


AB&T is an FDIC insured institution headquartered at 2815 Meredyth Dr, Albany, GA 31707.
It was founded in 1999 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - January 23, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.40% $100,000 Compare
30 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.40% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35029
Date Established 1999
Assets $ 259.44 million
Loans $ 166.47 million
Deposits $ 225.37 million
Capital $ 29.86 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 20.62 million
Interest-bearing balances $ 19.73 million
Total securities $ 23.77 million
Federal funds sold and reverse repurchase $ 43.99 million
Net loans and leases $ 166.47 million
Loan loss allowance $ 2.46 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.61 million
     Total Assets $ 229.58 million

LIABILITIES
Total deposits $ 225.37 million
      Interest-bearing deposits $ 144.20 million
      Deposits held in domestic offices $ 225.37 million
      % insured (estimated) 58.37%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 3.77 million
Subordinated debt N.A.
All other liabilities $ 0.51 millionn
      Total Liabilities $ 229.58 million
      Shareholders’ Equity $ 29.86 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 11.38 million
Total Interest Expense $ 3.03 million
Net interest income $ 8.35 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 0.76 million
Total non interest expense $ 4.46 million
Pre-tax Net Operating Income $ 1.46 million

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Branches

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AB&T Locations