Keystone Bank, SSB


Keystone Bank, SSB is an FDIC insured institution headquartered at 13715 E Ladera Blvd, Austin, TX 78738.
It was founded in 1997 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34456
Date Established 1997
Assets $ 926.38 million
Loans $ 745.36 million
Deposits $ 770.59 million
Capital $ 90.74 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 60.48 million
Interest-bearing balances $ 58.26 million
Total securities $ 88.01 million
Federal funds sold and reverse repurchase $ 0.55 million
Net loans and leases $ 745.36 million
Loan loss allowance $ 6.87 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 6.95 million
All other assets $ 5.87 million
     Total Assets $ 835.64 million

LIABILITIES
Total deposits $ 770.59 million
      Interest-bearing deposits $ 635.69 million
      Deposits held in domestic offices $ 770.59 million
      % insured (estimated) 62.90%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.63 millionn
      Total Liabilities $ 835.64 million
      Shareholders’ Equity $ 90.74 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 27.79 million
Total Interest Expense $ 14.04 million
Net interest income $ 13.75 million
Provision for loan and lease losses $ 0.50 million
Total non interest income $ 0.68 million
Total non interest expense $ 9.38 million
Pre-tax Net Operating Income $ 3.09 million

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Branches

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Keystone Bank, SSB Locations