Banks | Citizens Bank & Trust, Inc.

Citizens Bank & Trust, Inc.


Citizens Bank & Trust, Inc. is an FDIC insured institution headquartered at 12255 S Main St, Trenton, GA 30752.
It was founded in 1988 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.25% $100 Compare
CD RATES APY MIN
6 Mo CD
0.40% $500 Compare
12 Mo CD
0.50% $500 Compare
18 Mo CD
0.60% $500 Compare
24 Mo CD
0.65% $500 Compare
30 Mo CD
0.70% $500 Compare
36 Mo CD
0.85% $500 Compare
48 Mo CD
0.90% $500 Compare
60 Mo CD
1.00% $500 Compare
MM RATES APY MIN
Money Market
0.30% $2,500 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $600

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27153
Date Established 1988
Assets $ 125.37 million
Loans $ 74.82 million
Deposits $ 111.63 million
Capital $ 13.10 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 8.01 million
Interest-bearing balances $ 2.77 million
Total securities $ 34.76 million
Federal funds sold and reverse repurchase $ 3.25 million
Net loans and leases $ 74.82 million
Loan loss allowance $ 1.18 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.63 million
     Total Assets $ 112.27 million

LIABILITIES
Total deposits $ 111.63 million
      Interest-bearing deposits $ 85.94 million
      Deposits held in domestic offices $ 111.63 million
      % insured (estimated) 92.13%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.70 millionn
      Total Liabilities $ 112.27 million
      Shareholders’ Equity $ 13.10 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 3.40 million
Total Interest Expense $ 0.44 million
Net interest income $ 2.96 million
Provision for loan and lease losses $ 0.07 million
Total non interest income $ 0.55 million
Total non interest expense $ 2.21 million
Pre-tax Net Operating Income $ 0.80 million

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Branches

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Citizens Bank & Trust, Inc. Locations

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