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East Boston Savings Bank

Our records indicate that this bank has been acquired by Rockland Trust Company.

For information concerning EBSB Direct online bank, please click here .

East Boston Savings Bank is an FDIC insured institution headquartered at 10 Meridian St, Boston, MA 02128.
It was founded in 1991 and has approximately $6 billion in assets. Customers can open an account at one of its 34 branches.

Deposit Rates - April 15, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33510
Date Established 1991
Assets $ 6.29 billion
Loans $ 4.85 billion
Deposits $ 4.73 billion
Capital $ 762.78 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 1,052.55 million
Interest-bearing balances $ 1,017.08 million
Total securities $ 9.17 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 4.85 billion
Loan loss allowance $ 60.85 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 21.75 million
All other assets $ 128.26 million
     Total Assets $ 5.36 billion

LIABILITIES
Total deposits $ 4.73 billion
      Interest-bearing deposits $ 3.91 billion
      Deposits held in domestic offices $ 4.73 billion
      % insured (estimated)" 76.88%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 560.63 million
Subordinated debt N.A.
All other liabilities $ 73.68 millionn
      Total Liabilities $ 5.36 billion
      Shareholders’ Equity $ 921.60 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 167.70 million
Total Interest Expense $ 24.00 million
Net interest income $ 143.70 million
Provision for loan and lease losses N.A.
Total non interest income $ 8.97 million
Total non interest expense $ 77.75 million
Pre-tax Net Operating Income $ 79.19 million

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