Banks | First Citizens Bank

First Citizens Bank


First Citizens Bank is an FDIC insured institution headquartered at 100 W 3rd St, Luverne, AL 36049.
It was founded in 1980 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.25% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.65% $10,000 Compare
24 Mo CD
0.65% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.25% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1
Int Ckg
0.15% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23152
Date Established 1980
Assets $ 362.07 million
Loans $ 210.45 million
Deposits $ 310.22 million
Capital $ 38.07 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 9.95 million
Interest-bearing balances $ 3.70 million
Total securities $ 114.00 million
Federal funds sold and reverse repurchase $ 8.15 million
Net loans and leases $ 210.45 million
Loan loss allowance $ 3.39 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 14.72 million
     Total Assets $ 324.00 million

LIABILITIES
Total deposits $ 310.22 million
      Interest-bearing deposits $ 223.96 million
      Deposits held in domestic offices $ 310.22 million
      % insured (estimated) 73.25%
Federal funds purchased and repurchase agreements $ 1.80 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.62 millionn
      Total Liabilities $ 324.00 million
      Shareholders’ Equity $ 38.07 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 9.21 million
Total Interest Expense $ 2.88 million
Net interest income $ 6.33 million
Provision for loan and lease losses $ 0.10 million
Total non interest income $ 1.09 million
Total non interest expense $ 4.16 million
Pre-tax Net Operating Income $ 2.78 million

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Branches

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First Citizens Bank Locations

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