Main Street Bank Corp.

Main Street Bank Corp. is an FDIC insured institution headquartered at 151 N Market St, Wooster, OH 44691.
It was founded in 1899 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - January 22, 2025

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.30%	$10,000	Compare
6 Mo CD	0.30%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.50%	$100,000	Compare
18 Mo CD	0.50%	$10,000	Compare
18 Mo CD	0.50%	$100,000	Compare
24 Mo CD	0.50%	$10,000	Compare
24 Mo CD	0.50%	$100,000	Compare
36 Mo CD	0.50%	$10,000	Compare
36 Mo CD	0.50%	$100,000	Compare
48 Mo CD	0.50%	$10,000	Compare
48 Mo CD	0.50%	$100,000	Compare
60 Mo CD	0.50%	$10,000	Compare
60 Mo CD	0.50%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.10%	$2,500	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
Var IRA	0.10%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.60%	$2,500

Loan Rates - January 22, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	7.38%	$2,921.16
20 Year Fixed Conforming	7.73%	$2,603.39
30 Year Fixed Conforming	7.82%	$2,292.52

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	7.38%	$2,921.16
20 Year Fixed Conforming	7.73%	$2,603.39
30 Year Fixed Conforming	7.82%	$2,292.52

See Other Mortgage Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
3 Year	3.90%	$732.44
4 Year	3.90%	$558.79
5 Year	3.90%	$454.68

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 29847
Date Established	1899
Assets	$ 1,393.68 million
Loans	$ 1,119.30 million
Deposits	$ 1,104.72 million
Capital	$ 128.95 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions	$ 40.69 million
Interest-bearing balances	$ 34.90 million
Total securities	$ 152.82 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 1,119.30 million
Loan loss allowance	$ 11.78 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.26 million
Goodwill and other intangibles	$ 17.26 million
All other assets	$ 21.59 million
Total Assets	$ 1,264.73 million

LIABILITIES
Total deposits	$ 1,104.72 million
Interest-bearing deposits	$ 928.72 million
Deposits held in domestic offices	$ 1,104.72 million
% insured (estimated)	81.82%
Federal funds purchased and repurchase agreements	$ 8.38 million
Trading liabilities	N.A.
Other borrowed funds	$ 18.50 million
Subordinated debt	N.A.
All other liabilities	$ 3.33 millionn
Total Liabilities	$ 1,264.73 million
Shareholders’ Equity	$ 128.95 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income	$ 41.43 million
Total Interest Expense	$ 18.55 million
Net interest income	$ 22.88 million
Provision for loan and lease losses	$ 4.70 million
Total non interest income	$ 2.09 million
Total non interest expense	$ 18.32 million
Pre-tax Net Operating Income	$ 5.11 million

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Branches

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