Banks | First International Bank & Trust

First International Bank & Trust


First International Bank & Trust is an FDIC insured institution headquartered at 100 N Main St, Watford City, ND 58854.
It was founded in 1910 and has approximately $5 billion in assets. Customers can open an account at one of its 27 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
Special: 13 Mo CD
0.75% $2,500 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.45% $100,000 Compare
Special: 23 Mo CD
1.00% $2,500 Compare
24 Mo CD
0.55% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
30 Mo CD
0.60% $10,000 Compare
30 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.90% $10,000 Compare
48 Mo CD
0.90% $100,000 Compare
60 Mo CD
1.00% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.75% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10248
Date Established 1910
Assets $ 5.40 billion
Loans $ 4.40 billion
Deposits $ 4.84 billion
Capital $ 392.71 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 225.55 million
Interest-bearing balances $ 177.60 million
Total securities $ 541.15 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 4.40 billion
Loan loss allowance $ 46.73 million
Trading account assets $ 2.88 million
Bank premises and fixed assets N.A.
Other real estate owned $ 2.06 million
Goodwill and other intangibles $ 16.90 million
All other assets $ 68.95 million
     Total Assets $ 5.01 billion

LIABILITIES
Total deposits $ 4.84 billion
      Interest-bearing deposits $ 3.70 billion
      Deposits held in domestic offices $ 4.84 billion
      % insured (estimated) 63.09%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 2.88 million
Other borrowed funds $ 40.00 million
Subordinated debt N.A.
All other liabilities $ 24.44 millionn
      Total Liabilities $ 5.01 billion
      Shareholders’ Equity $ 392.71 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 150.58 million
Total Interest Expense $ 56.12 million
Net interest income $ 94.46 million
Provision for loan and lease losses $ 3.23 million
Total non interest income $ 29.36 million
Total non interest expense $ 80.12 million
Pre-tax Net Operating Income $ 37.76 million

Customer Reviews for First International Bank & Trust

There are currently no comments for First International Bank & Trust. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH

First International Bank & Trust Locations

Other Banks to Consider