Frost Bank


Frost Bank is an FDIC insured institution headquartered at 111 W Houston St, San Antonio, TX 78205.
It was founded in 1899 and has approximately $49 billion in assets. Customers can open an account at one of its 160 branches.

Deposit Rates - December 27, 2024

SAVINGS RATES APY MIN
SAV
0.70% $0 Compare
CD RATES APY MIN
6 Mo CD
4.28% $1,000 Compare
6 Mo CD
4.75% $100,000 Compare
12 Mo CD
4.08% $1,000 Compare
12 Mo CD
4.55% $100,000 Compare
24 Mo CD
3.60% $1,000 Compare
24 Mo CD
4.00% $100,000 Compare
MM RATES APY MIN
Money Market
2.00% $0 Compare
Money Market
2.00% $25,000 Compare
Money Market
2.05% $50,000 Compare

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5510
Date Established 1899
Assets $ 48.91 billion
Loans $ 19.74 billion
Deposits $ 40.75 billion
Capital $ 3.61 billion

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 7.07 billion
Interest-bearing balances $ 6.45 billion
Total securities $ 18.74 billion
Federal funds sold and reverse repurchase $ 86.68 million
Net loans and leases $ 19.74 billion
Loan loss allowance $ 256.31 million
Trading account assets $ 175.74 million
Bank premises and fixed assets N.A.
Other real estate owned $ 0.73 million
Goodwill and other intangibles $ 700.74 million
All other assets $ 981.96 million
     Total Assets $ 45.31 billion

LIABILITIES
Total deposits $ 40.75 billion
      Interest-bearing deposits $ 26.83 billion
      Deposits held in domestic offices $ 40.75 billion
      % insured (estimated) 49.96%
Federal funds purchased and repurchase agreements $ 3.80 billion
Trading liabilities $ 142.07 million
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 558.14 millionn
      Total Liabilities $ 45.31 billion
      Shareholders’ Equity $ 3.61 billion

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 1,183.07 million
Total Interest Expense $ 388.14 million
Net interest income $ 794.93 million
Provision for loan and lease losses $ 29.44 million
Total non interest income $ 222.18 million
Total non interest expense $ 638.86 million
Pre-tax Net Operating Income $ 259.70 million

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Branches

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Frost Bank Locations