Live Oak Banking Company is an FDIC insured institution headquartered at
1757 Tiburon Dr, Wilmington, NC 28403.
It was founded in
2008 and has approximately $12 billion in
assets. Customers can open an account at one of its 1 branches.
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Rate NMLS ID: 2611 / Updated 2024-12-17 |
Intro APR: 7.900 %
After Intro:7.900 % |
$25,000 |
New American Funding, LLC NMLS ID: 6606 / Updated 2025-01-02 |
Cash-Out and Home Equity Options Available. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-01-02 |
Home Equity Loans & Refinance – Cash out | $0 |
District Lending NMLS ID: 598623 / Updated 2025-01-02 |
No Lender Fees | $0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
Upstart NMLS ID: 2443873 / Updated 2025-01-02 |
As low as 8.25% APR on your initial draw* | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-01-02 |
"Unlock Your Home's Potential" | $0 |
Sebonic NMLS ID: 66247 |
6.712% |
$2,049
Fees & Points
$2,883 Total
0.901 Pts ($2,883) $0 Fees |
West Capital Lending NMLS ID: 1566096 |
6.742% |
$2,049
Fees & Points
$3,875 Total
0.664 Pts ($2,125) $1,750 Fees |
| 6.743% |
$2,049
Fees & Points
$3,907 Total
0.910 Pts ($2,912) $995 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.944% |
$2,103
Fees & Points
$2,250 Total
0.391 Pts ($1,251) $999 Fees |
| 6.991% |
$2,103
Fees & Points
$3,971 Total
0.809 Pts ($2,589) $1,382 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.225% |
$2,156
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 58665 |
| Date Established | 2008 |
| Assets | $ 11.79 billion |
| Loans | $ 9.40 billion |
| Deposits | $ 10.79 billion |
| Capital | $ 926.58 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 610.06 million |
| Interest-bearing balances | $ 607.52 million |
| Total securities | $ 1,152.21 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 9.40 billion |
| Loan loss allowance | $ 137.87 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 8.02 million |
| Goodwill and other intangibles | $ 54.74 million |
| All other assets | $ 311.35 million |
| Total Assets | $ 10.86 billion |
| LIABILITIES | |
| Total deposits | $ 10.79 billion |
| Interest-bearing deposits | $ 10.44 billion |
| Deposits held in domestic offices | $ 10.79 billion |
| % insured (estimated) | 85.59% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 48.20 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 77.18 millionn |
| Total Liabilities | $ 10.86 billion |
| Shareholders’ Equity | $ 926.58 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 390.41 million |
| Total Interest Expense | $ 207.36 million |
| Net interest income | $ 183.05 million |
| Provision for loan and lease losses | $ 29.04 million |
| Total non interest income | $ 52.96 million |
| Total non interest expense | $ 145.04 million |
| Pre-tax Net Operating Income | $ 47.35 million |
Click on location and enter new zip number to change.
Your current location is: Columbus, OH
Yazmina
August 3, 2021 |
Opened for the higher rate, and the rate has stayed competitive even as rates have fallen across the board at all of these places so I cannot complain. But, what I will complain about are all of these constant emails the last two months about changes to the website, changes to my account, changes to the routing numbers, etc. It is really annoying and longwinded stuff, and the emails are the kind of emails that smell of something a senior partner in a law firm would send to a junior associate about their fax machine not working. Just not cool.