Banks | Miners & Merchants Bank

Miners & Merchants Bank


Miners & Merchants Bank is an FDIC insured institution headquartered at 16000 Appalachian Highway, Thomas, WV 26292.
It was founded in 1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 02, 2025

SAVINGS RATES APY MIN
Savings
0.20% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13018
Date Established 1902
Assets $ 66.69 million
Loans $ 25.50 million
Deposits $ 57.41 million
Capital $ 9.16 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 6.18 million
Interest-bearing balances $ 4.98 million
Total securities $ 32.45 million
Federal funds sold and reverse repurchase $ 0.04 million
Net loans and leases $ 25.50 million
Loan loss allowance $ 0.16 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.26 million
     Total Assets $ 57.53 million

LIABILITIES
Total deposits $ 57.41 million
      Interest-bearing deposits $ 41.77 million
      Deposits held in domestic offices $ 57.41 million
      % insured (estimated)" 88.74%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.09 millionn
      Total Liabilities $ 57.53 million
      Shareholders’ Equity $ 9.16 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 1.54 million
Total Interest Expense $ 0.41 million
Net interest income $ 1.13 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.16 million
Total non interest expense $ 1.25 million
Pre-tax Net Operating Income $ 0.05 million

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